®Mastercard is a registered trademark, and the circles design is a
trademark of Mastercard International Incorporated. Authorized user:
®THE EXCHANGE is a registered trademark of Fiserv Inc.
® The Interac logo and Interac e-Transfer are
registered trade-marks of Interac Corp. Used under licence.
® THE TOTAL is a registered trademark of National Bank of Canada.
SECURIZONE is a registered trademark of National Bank of Canada used
by NBC Assistance Inc.
Preferred monthly pricing of $2.95 (individual) or $4.45 (family)
plus taxes for SECURIZONE 2.0, $4.95 (individual) or $7.50 (family)
plus taxes for SECURIZONE Alert, or $14.35 (individual) or $20.75
(family) for SECURIZONE Assistance. This represents a discount of 50%
off SECURIZONE 2.0 and SECURIZONE Alert, and 20% off SECURIZONE
Assistance. The preferred rates for holders of National Bank's
privilege offers will remain in effect for as long as you're eligible
for an offer. If you no longer have a privilege offer, the regular
monthly pricing of $5.95 $ (individual) or $8.95 (family) plus taxes
for SECURIZONE 2.0, the regular monthly pricing of $9.95 (individual)
or $14.95 (family) plus taxes for SECURIZONE Alert, or the regular
monthly pricing of $17.95 (individual) or $25.95 (family) plus taxes
for SECURIZONE Assistance will apply.
Inc. and National Bank can terminate or change the duration and
preferred rate of SECURIZONE products for holders of National Bank's
privilege offers at any time, with 30 days' notice prior to the
effective date of the amendment. This notice will contain the new and
amended clause, the old clause that was amended (if applicable), and
the effective date of the amendment. If you do not agree to the
changes, you can cancel the program with no penalty by sending us a
notice no later than 30 days after the changes come into effect.
1. Subject to credit approval by National Bank. As an example, an
offer holder can potentially save up to $642 per year. This figure is
based on the typical profile of an offer holder who has the following:
a banking program equivalent to ™The Total program (™The Total is
available for a monthly cost of $16 to full-time postsecondary
students age 18 to 24; other banking packages and programs are also
available) and a bank-authorized Student Line of Credit with guarantor
with a current annual balance of $30,000.
The savings were calculated as follows: no monthly transaction fees
included in ™The Total package (annual savings of $192), plus an
annual 1.50% discount on the Student Line of Credit rate (annual
savings of $450). These discounts represent the difference between
what a client who is not an offer holder might have and what an offer
holder might have. Some eligibility requirements apply. These
potential savings may not match your net savings, as they vary
according to your financial situation.
2. Subject to credit approval by National Bank of Canada. Certain
conditions apply. Two years after the card is issued, the regular
annual fee in effect will automatically be charged to the account.
Offer cannot be renewed.
3. A chequing account. Some services such as the passbook and paper
statement by mail are not included.
4. Subject to credit approval by National Bank. Certain conditions
apply. A guarantor who satisfies National Bank's criteria may be
required. The annual amount is based on your personal budget
5. Grace period: No interest will be charged on purchases made
during the month, provided the client pays the balance in full within
twenty-one (21) days of the statement date. This grace period does not
apply to cash advances or balance transfers. Minimum payment: If your
account balance is lower than $10, you must pay the entire balance. If
you reside in the province of Quebec, your minimum payment will
correspond to 5% of the credit card account balance plus any overdue
payment or $10, whichever amount is higher. If you reside outside of
Quebec, your minimum payment represents 2.5% of the credit card
account balance plus any overdue payment or $10, whichever amount is
higher. Account statement: A statement is sent monthly.
Examples of credit charges
Example of credit charges over a 30-day period: