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Offer for nursing students

Take care of your finances


At a glance

Up to


in annual savings1

1 bank account3

with no monthly fee



credit card


line of credit4

Great benefits for

  • Students in a post-secondary healthcare program for registered practical nurses
  • Students in a post-secondary program in nursing or clinical nursing

New account, new ukulele

Get up to $100 to treat yourself after signing up to an offer for students

Take advantage ↓


The perks in detail

Step 1 icon

A bank account with no monthly fee

Get a Canadian or U.S. dollar account with no monthly fee.


• Unlimited ABM and online transactions
• Unlimited Interac e-Transfers®
• 100 personalized cheques free of charge (shipping fees and taxes not included)
• Overdraft protection
• Access your account from anywhere in Canada via THE EXCHANGE® ABM network
• Manage your finances through our mobile app or online platform

Step 2 icon

A Platinum Mastercard® credit card

$0 annual fee for the first 3 years ($89 annual fee from 4th year)

$89 annual fee

20.99% purchase rate

22.99% balance transfer and cash advance rate5-6


  • Travel rewards
  • Up to 1 point per dollar spent7
  • Comprehensive travel insurance8
  • Vehicle rental insurance

View card details

*The regular annual fee will be billed automatically three years after the card is issued. 

Step 3 icon

A line of credit with preferential terms and conditions

Our student line of credit9 helps you cover unexpected expenses.

Great rates

Prime rate10 + 0.75%


No management fees11


  • Repaid credit can be reused as needed
  • Your credit limit is established based on your needs and program of study

See our student line of credit

Magic wand tip icon


Did you know that by signing up for the student offer, you could transfer your student line of credit to the National Bank for up to 6 months after the end of your studies and still benefit from the advantages?12

It’s never too soon to start saving and investing

Picto growing up

Short-term savings

With a high-interest savings account you can access your funds at any time. 

See savings account

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Personalize your savings strategy

To find the best investment portfolio in line with your objectives with the help of our experts.

Discover NATgo

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Manage your investment  accounts independently 

To take control of your investments with powerful tools and a dedicated team of experts. 

Discover National Bank Direct Brokerage

Services  designed for you


Benefit from legal assistance

In partnership with FBA Solutions, access lawyers by phone and get legal information in many areas.

Discover legal assistance


Take precautions against identity theft and fraud with SECURIZONE

Benefit from preferential pricing with a 50% discount on SECURIZONE® products. Take advantage of tools and products to improve your security and get assistance in the event of identity theft and fraud.

Discover the SECURIZONE program

Medical student in a hospital

Providing support throughout your career


Are you a graduate? Save on your transactions and get a line of credit and a mortgage with great conditions thanks to the offer for nursing professionals.

See offer

National Bank is a proud partner of

Ordre des infirmières et infirmiers du Québec logo
Ordre des infirmières et infirmiers auxiliaires du Québec logo

Little details that matter

Offer conditions

The promotional offer is valid from August 3, 2020 to November 30, 2020 (“promotional period”).

The offer is intended for all persons without any chequing account at National Bank.

The offer may be modified, extended, or withdrawn without prior notice at any time. You must have reached the age of majority at the time of your enrollment in the covered products. Employees of National Bank and its subsidiaries and entities are not eligible.

The offer may not be combined or used with any other National Bank offer, promotion or benefit and cannot be applied retroactively. There is a limit of one cashback per eligible product during this promotion. The client cannot benefit of the offer more than once. Only the primary account holder is eligible for the offer. The actual secondary account holders that open a new account are not eligible to the offer. The cashback amount varies according to the conditions fulfilled.  

Cashback details

To be eligible to the offer you must open a new chequing account with an eligible package described below or sign up to an Offer for Professionals or an Offer for Students and fulfill the conditions. 

Eligible products 1st Cashback after opening an eligible chequing account Additional cashback with a recurring and automatic direct deposit to the account Maximum and total Cashback
Offers for Professionals & Offer for Students $50 +$50 $100
The ConnectedTM $100 +$200 $300
The TotalTM $150 +$200 $350

1st Cashback conditions.

After opening your new chequing account and choose an eligible product you must: 

  • Sign up to online banking and to online bank statement
  • Carry out at least one transaction in your chequing account (Interest and banking fees charged to the account are not considered eligible transactions.)

Conditions to obtain the additional cashback.

You must:

  • Set up one (1) recurring and automatic direct deposit of your payroll or monthly recurring pension

You benefit of 60 days following the chequing account opening to meet the offer conditions and obtain the cashback.

Cashbacks will be done in one (1) deposit in your new National Bank chequing account within 120 days of the opening date of your chequing account.


To be granted the cashback, you must maintain the eligible products and services, and not make any changes related to these products and services for a minimum of 12 months after signing up for them. If you do not meet this condition, you will have to repay to the Bank an amount corresponding to the period in which you did not keep your eligible products and services, within 30 days of receiving the request for payment. 

Clients who have benefit from a cashback offer on their chequing account since November 1st 2017 are not eligible to this offer.

Eligibility criteria

  • Be a full-time student in Canada.
  • Visit the branch once a year to update your file.
  • Show two pieces of ID, proof of full-time student status and your most recent transcript.
  • Have an eligible bank account11.

Student line of credit rate

Prime (P) = ${p1.tauxBase|percent:"true"}

With guarantor
P + ${p1.ecart|percent:"true"}${p1.taux|percent:"true"}
Without guarantor
P + ${p1.ecartAutre|percent:"true"}${p1.tauxAutre|percent:"true"}

Legal disclaimers

®Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

®THE EXCHANGE is a registered trademark of Fiserv Inc.

® The Interac logo and Interac e-Transfer are registered trade-marks of Interac Corp. Used under licence.

® THE TOTAL is a registered trademark of National Bank of Canada.

SECURIZONE is a registered trademark of National Bank of Canada used by NBC Assistance Inc.  


Special monthly fees of $2.95 (individual) or $4.45 (family) plus tax for SECURIZONE 2.0 or $4.95 (individual) or $7.50 (family) plus tax for SECURIZONE Alert. The special rates for National Bank exclusive offer will be in effect as long as you benefit from the exclusive offer. If you no longer benefit from the exclusive offer, the regular monthly fees of $5.95 (individual) or $8.95 (family) plus tax for SECURIZONE 2.0 or $9.95 (individual) or $14.95 (family) plus tax for SECURIZONE Alert will be applicable. NBC Assistance Inc. reserves the right to terminate or modify at any time the offer of the SECURIZONE Assistance Program reserved for clients benefiting from National Bank exclusive offer by sending you a 30-day notice. You are entitled to cancel the program with no penalty if you do not agree to the modifications. 

1. Subject to credit approval by National Bank. The offer is available to holders of a National Bank Platinum credit card. The $567 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the profile of a client who has the following products: The Total® package or equivalent (The Total® is available for a $16 monthly fee to full-time post-secondary students between the ages of 18 and 24 years old; other accounts and offers are also available) and a student line of credit with a $30,000 limit authorized by the Bank with a guarantor.

Savings are calculated as follows: No monthly fee for transactions included in The Total® Account (annual savings of $192), plus an annual 1.25% rate discount for the Student Line of Credit (annual savings of $375). These savings represent the difference between what a client with the offer and a client without it would pay. Certain eligibility conditions apply. Potential savings may not reflect the net savings that you will receive; this amount will vary based on your financial situation.

2. Subject to credit approval by National Bank of Canada. Certain conditions apply. Two years after the card is issued, the regular annual fee in effect will automatically be charged to the account. Offer cannot be renewed.

3. A chequing account. Some services such as the passbook and paper statement by mail are not included.

4. Subject to credit approval by National Bank. Certain conditions apply. A guarantor who satisfies National Bank's criteria may be required. The annual amount is based on your personal budget needs.

5. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Examples of credit charges

Example of credit charges over a 30-day period:

Annual interest rate
Average balance
$500 $3,000
20.99% $8.63 $51.76
22.99% $9.45 $56.69

6. Subject to credit approval by National Bank. Each balance transfer must be at least $250.

7. Certain restrictions apply. Please consult the applicable rules governing reward points under Rewards plan.

8. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, his/her spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new articles purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

9. Subject to credit approval by National Bank.

The regular rate for a line of credit is the prime rate* + 3%, which corresponds to 6.95% ( ${p1.tauxBase|percent:"true"} + 3%) as at October 25, 2018. As the applicable rate is based on the prime rate, it may fluctuate over time. No management costs. Account statements are produced monthly. Interest accrues as soon as an amount is drawn on the line of credit. Students must start repaying the principal when they have a full-time job or within 12 months of the end of their studies.

*The prime rate means the annual variable interest rate posted by National Bank, from time to time, and used by the Bank to determine the interest rates on the demand loans it grants in Canadian dollars in Canada. Consult the prime rate webpage to find out today's rate.

Examples of credit charges calculated for a period of thirty (30) days for the student line of credit based on the rate in effect on September 8, 2017.

  Average balance
$5,000 $15,000
Prime rate + 3.00% (6.20%)
$25.48 $76.44

10. The “Prime rate” means the annual variable interest rate posted by National Bank, from time to time, and used by the Bank to determine the interest rates on the demand loans it grants in CDN$ in Canada. Visit for the rate in effect.

11. Monthly account statement. No management fees. The applicable rate for a Student Line of Credit is established by the prime rate, plus a spread, depending on if the client must provide a guarantor or not. As a guideline, the applicable rate for a typical Student Line of Credit with a guarantor is comprised of the prime rate + 2%. The applicable rate for a typical Student Line of Credit without a guarantor is comprised of the prime rate + 2.75%. Once an amount is borrowed from the line of credit, it accrues interest. The minimum monthly payment is limited to the monthly interest and life insurance premiums (as applicable). Examples of credit fees calculated over a 30-day period at the applicable rate as at March 31, 2020:

     Average Balance   
$500 $3 000
Typical Student Line of Credit with guarantor $1.83 $10,97
Typical Student Line of Credit without guarantor $2,14 $12,82
Prime rate + 0.75% (3.20%) $1.32 $7.89

12. Subject to credit approval by National Bank. Transfer is possible during and after completion of studies. To maintain student benefits, the transfer of the line of credit to the National Bank must be made no later than 6 months after the end of studies. You must provide proof of attendance from your post-secondary institution located in Canada (last available proof if the transfer is at the end of your studies) and your latest transcript showing successful completion. The usual conditions for the student line of credit also apply to the transfer, with the necessary adjustments.

13. National Bank reserves the right to cancel the savings and benefits offered as part of the offer for professionals at any time, without prior notice, if the client closes his eligible bank account or Mastercard credit card and replaces them with an ineligible account or Mastercard credit card.

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