Banking | National Bank

{"cache":{"resources":{"/content/bnc/en/jcr:content/navigation-menu":{"data":{"jcr:primaryType":"nt:unstructured","logoAltText":"National Bank","signUpDisplay":"true","helpDisplay":"true","secureSectionDisplay":"false","desktopImageFileReference":"/content/dam/bnc/commun/logo/logo-nbc-155x50.svg","searchDisplay":"true","switchLangDisplay":"true","signUpLabel":"Become a client","jcr:lastModifiedBy":"corj041","signUpDirectLink":"false","switchLangAriaLabel":"Consulter le site en anglais","signInDisplay":"true","searchLabel":"Search","signInListLabel":"Online transactions","hideHighlevelNavigation":"false","locatorAriaLabel":"Find the branch","mobileImageFileReference":"/content/dam/bnc/commun/logo/logo-bnc-flag.svg","locatorDisplay":"true","helpUrl":"/content/bnc/en/accueil/particuliers/centre-aide","signInLabel":"Sign in","menuKey":"bnc-menu-en","jcr:lastModified":"Mon Oct 18 2021 19:38:10 GMT-0400","signInDirectLink":"false","locatorLabel":"Find us","homeURL":"/content/bnc/en/accueil/particuliers","smallDesktopImageFileReference":"/content/dam/bnc/commun/logo/logo-nbc-155x50.svg","sling:resourceType":"web-sites-react/components/navigation-menu","helpTarget":"_self","helpLabel":"Help","locatorUrl":"https://locator.nbc.ca/","searchAriaLabel":"Search on the site","searchUrl":"/personal/search","signUpLinks":{"jcr:primaryType":"nt:unstructured","item0":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"/content/bnc/en/accueil/particuliers/comptes/ouvrir","label":"Personal"},"item1":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"/content/bnc/en/accueil/entreprises/solutions-bancaires/comptes-forfaits/ouverture","label":"Business"}},"signInLinks":{"jcr:primaryType":"nt:unstructured","item0":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"https://app.bnc.ca/?lang=en","label":"Personal"},"item1":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"/content/bnc/en/accueil/redirects/commercial","label":"Business"}},"signInSecondaryLinks":{"jcr:primaryType":"nt:unstructured","item0":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"https://client.bnc.ca/nbdb/login","label":"Direct Brokerage"},"item1":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"https://client.bnc.ca/nbfwm/login","label":"NB Financial"},"item2":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"https://web13.secureinternetbank.com/pbi_pbi1151/login/067091764","label":"Natbank"},"item3":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"https://nbtmyretirement.com/","label":"Group Retirement Plans"},"item4":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"https://extranet2.portail.bnc.ca/webapp/trustgv/","label":"Securities Custody"}}},"depth":0}},"scripts":{},"included":{},"serviceCalls":{"/content/bnc/en/jcr:content/navigation-menu_com.bnc.aem.websites.toolkit.sling.models.react.I18nModel.getI18nFor(navigation-menu,en)":"{\"accessibilityCommands.helpDetail\":\"Press H key to have detailed navigation instructions\",\"accessibilityCommands.leftRight\":\"Use left or right arrows to switch between items\",\"accessibilityCommands.leftRightDown\":\"Use left or right arrows to switch between sections, use down key to browse sub-sections\",\"accessibilityCommands.leftRightUpDown\":\"Use left or right arrows to switch between sub-sections, use up or down to browse sub-section's pages. Use escape key to go back to main section\",\"websiteSections.ariaLabel\":\"Links to the other website sections\",\"quickActions.ariaLabel\":\"Quick actions.\",\"firstLevel.ariaLabel\":\"Navigation main sections.\",\"secondLevel.ariaLabel\":\"Navigation sub-sections.\",\"thirdLevel.ariaLabel\":\"Navigation sub-sub-sections.\",\"openFirstLevel.ariaLabel\":\"Open section: \",\"openSecondLevel.ariaLabel\":\"Open sub-section: \",\"openThirdLevel.ariaLabel\":\"Open sub-sub-section: \",\"section.ariaLabel\":\"Section \",\"subSection.ariaLabel\":\"Sub-section \",\"quickActions.secure.login\":\"Sign in\",\"quickActions.secure.logout\":\"Sign out\",\"mobile.welcome.paragraph\":\"Home\",\"logo.backToHome.ariaLabel\":\"Back to Home Page\",\"search.placeholder\":\"Search\",\"search.section\":\"Search section\",\"search.input\":\"Search field\",\"search.button\":\"Search\",\"search.erase\":\"Erase search\",\"search.close\":\"Close search\",\"search.close.content\":\"Close\",\"hiddenMenu.skipTocontent\":\"Go to page content\",\"hiddenMenu.skipToQuickActions\":\"Sign in to my account\",\"hiddenMenu.skipToNavigation\":\"Go to main menu\",\"hiddenMenu.skipToWebsites\":\"Skip to website\"}","/content/bnc/en/jcr:content/navigation-menu_com.bnc.aem.websites.toolkit.sling.models.react.NavigationMenu.getMenuAsJsonString(bnc-menu-en)":"{\"websites\":[{\"label\":\"Personal\",\"url\":\"https://www.nbc.ca/personal.html\",\"current\":true,\"navigation\":[{\"label\":\"Bank accounts\",\"url\":\"https://www.nbc.ca/personal/accounts.html\",\"current\":false,\"sections\":[{\"label\":\"ACCOUNTS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Chequing accounts\",\"url\":\"https://www.nbc.ca/personal/accounts/chequing.html\",\"current\":false},{\"label\":\"High Interest Savings Account\",\"url\":\"https://www.nbc.ca/personal/savings-investments/accounts/high-interest.html\",\"current\":false},{\"label\":\"USD Progress\",\"url\":\"https://www.nbc.ca/personal/accounts/usd.html\",\"current\":false},{\"label\":\"FAQ\",\"url\":\"https://www.nbc.ca/personal/accounts/faq.html\",\"current\":false}]},{\"label\":\"EXCLUSIVE OFFERS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Newcomers to Canada\",\"url\":\"https://www.nbc.ca/personal/accounts/newcomers.html\",\"current\":false},{\"label\":\"Students\",\"url\":\"https://www.nbc.ca/personal/accounts/students.html\",\"current\":false},{\"label\":\"Offer for 0-to-17-year olds\",\"url\":\"https://www.nbc.ca/personal/accounts/youth.html\",\"current\":false},{\"label\":\"Offer for 18-to-24-year olds\",\"url\":\"https://www.nbc.ca/personal/accounts/offer-18-24.html\",\"current\":false}]},{\"label\":\"OFFERS FOR PROFESSIONALS \",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Healthcare professionals\",\"url\":\"https://www.nbc.ca/personal/accounts/healthcare-professionals.html\",\"current\":false},{\"label\":\"Legal and business professionals\",\"url\":\"https://www.nbc.ca/personal/accounts/professionals/business.html\",\"current\":false},{\"label\":\"Administration professionals\",\"url\":\"https://www.nbc.ca/personal/accounts/professionals/administration.html\",\"current\":false},{\"label\":\"Architecture professionals\",\"url\":\"https://www.nbc.ca/personal/accounts/professionals/business.html\",\"current\":false},{\"label\":\"Engineering professionals\",\"url\":\"https://www.nbc.ca/personal/accounts/professionals/engineers.html\",\"current\":false},{\"label\":\"Teaching professionals \",\"url\":\"https://www.nbc.ca/personal/accounts/professionals/teachers.html\",\"current\":false},{\"label\":\"Finance professionals\",\"url\":\"https://www.nbc.ca/personal/accounts/professionals/business.html\",\"current\":false}]},{\"label\":\"WHERE TO CARRY OUT TRANSACTIONS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"National Bank online\",\"url\":\"https://www.nbc.ca/personal/accounts/online.html\",\"current\":false},{\"label\":\"FAQ\",\"url\":\"https://www.nbc.ca/personal/accounts/online/faq.html\",\"current\":false},{\"label\":\"Mobile app\",\"url\":\"https://www.nbc.ca/personal/accounts/mobile-app.html\",\"current\":false},{\"label\":\"ABMs\",\"url\":\"https://www.nbc.ca/personal/accounts/abm.html\",\"current\":false}]},{\"label\":\"DAY-TO-DAY TRANSACTIONS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Mobile Payment\",\"url\":\"https://www.nbc.ca/personal/accounts/services/mobile-payment.html\",\"current\":false},{\"label\":\"Online bank transfers\",\"url\":\"https://www.nbc.ca/personal/accounts/services/e-transfer.html\",\"current\":false},{\"label\":\"Mobile cheque deposit\",\"url\":\"https://www.nbc.ca/personal/accounts/services/mobile-deposit.html\",\"current\":false},{\"label\":\"Ordering foreign currency\",\"url\":\"https://www.nbc.ca/personal/accounts/services/foreign-currency.html\",\"current\":false},{\"label\":\"Banking services\",\"url\":\"https://www.nbc.ca/personal/accounts/services.html\",\"current\":false}]}]},{\"label\":\"Credit cards\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards.html\",\"current\":false,\"sections\":[{\"label\":\"CREDIT CARD CATEGORIES\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"No fee\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/no-fee.html\",\"current\":false},{\"label\":\"Cashback\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/cashback.html\",\"current\":false},{\"label\":\"Travel\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/travel.html\",\"current\":false},{\"label\":\"Rewards\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/rewards.html\",\"current\":false},{\"label\":\"Low interest rate\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/low-interest-rate.html\",\"current\":false}]},{\"label\":\"MASTERCARD CREDIT CARDS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"World Elite\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/world-elite.html\",\"current\":false},{\"label\":\"mycredit\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/my-credit.html\",\"current\":false},{\"label\":\"Allure\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/allure.html\",\"current\":false},{\"label\":\"Platinum\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/platinum.html\",\"current\":false},{\"label\":\"FAQ\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/faq.html\",\"current\":false},{\"label\":\"View all cards\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards.html\",\"current\":false}]},{\"label\":\"BENEFITS AND SERVICES\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Promotions\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/offers.html\",\"current\":false},{\"label\":\"À la carte Rewards Program\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/rewards-program.html\",\"current\":false},{\"label\":\"Priceless Cities\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/priceless.html\",\"current\":false},{\"label\":\"VIP lounge at Montréal Airport\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/lounge.html\",\"current\":false},{\"label\":\"Features and tools\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/features.html\",\"current\":false},{\"label\":\"View all benefits\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/benefits.html\",\"current\":false}]},{\"label\":\"INSURANCE\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Credit card payment insurance\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/insurance.html\",\"current\":false}]},{\"label\":\"TIPS AND TOOLS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"My finances \",\"url\":\"https://www.nbc.ca/personal/finance.html\",\"current\":false},{\"label\":\"My home \",\"url\":\"https://www.nbc.ca/personal/home.html\",\"current\":false},{\"label\":\"My travel plans \",\"url\":\"https://www.nbc.ca/personal/travel.html\",\"current\":false},{\"label\":\"My retirement \",\"url\":\"https://www.nbc.ca/personal/retirement.html\",\"current\":false},{\"label\":\"My business \",\"url\":\"https://www.nbc.ca/personal/entrepreneurship.html\",\"current\":false},{\"label\":\"My new life in Canada\",\"url\":\"https://www.nbc.ca/personal/immigration.html\",\"current\":false}]}]},{\"label\":\"Borrowing\",\"url\":\"https://www.nbc.ca/personal/borrowing.html\",\"current\":false,\"sections\":[{\"label\":\"LOANS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Personal loans\",\"url\":\"https://www.nbc.ca/personal/borrowing/loan.html\",\"current\":false},{\"label\":\"Car loan\",\"url\":\"https://www.nbc.ca/personal/borrowing/car.html\",\"current\":false},{\"label\":\"RRSP Loan and lines of credit\",\"url\":\"https://www.nbc.ca/personal/borrowing/rrsp.html\",\"current\":false},{\"label\":\"FAQ\",\"url\":\"https://www.nbc.ca/personal/borrowing/faq.html\",\"current\":false}]},{\"label\":\"LINES OF CREDIT\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Personal line of credit\",\"url\":\"https://www.nbc.ca/personal/borrowing/lines-credit.html\",\"current\":false},{\"label\":\"Home equity line of credit\",\"url\":\"https://www.nbc.ca/personal/mortgages/all-in-one.html\",\"current\":false},{\"label\":\"Student line of credit\",\"url\":\"https://www.nbc.ca/personal/borrowing/student-credit.html\",\"current\":false},{\"label\":\"FAQ\",\"url\":\"https://www.nbc.ca/personal/borrowing/faq.html\",\"current\":false}]},{\"label\":\"INSURANCE\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Loan and line of credit insurance\",\"url\":\"https://www.nbc.ca/personal/borrowing/insurance.html\",\"current\":false},{\"label\":\"FAQ\",\"url\":\"https://www.nbc.ca/personal/borrowing/faq.html\",\"current\":false}]},{\"label\":\"TIPS AND TOOLS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"My finances \",\"url\":\"https://www.nbc.ca/personal/finance.html\",\"current\":false},{\"label\":\"My home \",\"url\":\"https://www.nbc.ca/personal/home.html\",\"current\":false},{\"label\":\"My travel plans \",\"url\":\"https://www.nbc.ca/personal/travel.html\",\"current\":false},{\"label\":\"My retirement \",\"url\":\"https://www.nbc.ca/personal/retirement.html\",\"current\":false},{\"label\":\"My business \",\"url\":\"https://www.nbc.ca/personal/entrepreneurship.html\",\"current\":false},{\"label\":\"My new life in Canada\",\"url\":\"https://www.nbc.ca/personal/immigration.html\",\"current\":false}]}]},{\"label\":\"Mortgage\",\"url\":\"https://www.nbc.ca/personal/mortgages.html\",\"current\":false,\"sections\":[{\"label\":\"MORTGAGE SOLUTIONS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Mortgage Loans\",\"url\":\"https://www.nbc.ca/personal/mortgages/loan.html\",\"current\":false},{\"label\":\"Home equity line of credit\",\"url\":\"https://www.nbc.ca/personal/mortgages/all-in-one.html\",\"current\":false},{\"label\":\"Self-employed worker\",\"url\":\"https://www.nbc.ca/personal/mortgages/self-employed.html\",\"current\":false},{\"label\":\"FAQ\",\"url\":\"https://www.nbc.ca/personal/mortgages/faq.html\",\"current\":false}]},{\"label\":\"SERVICES OFFERED\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Mortgage Pre-approval\",\"url\":\"https://www.nbc.ca/personal/mortgages/pre-approval.html\",\"current\":false},{\"label\":\"Refinance Your Mortgage\",\"url\":\"https://www.nbc.ca/personal/mortgages/refinancing.html\",\"current\":false},{\"label\":\"Transfer\",\"url\":\"https://www.nbc.ca/personal/mortgages/transfer.html\",\"current\":false},{\"label\":\"Mortgage Renewal\",\"url\":\"https://www.nbc.ca/personal/mortgages/renewal.html\",\"current\":false},{\"label\":\"Mortgage Specialists\",\"url\":\"https://www.nbc.ca/personal/mortgages/advisors.html\",\"current\":false},{\"label\":\"HBP\",\"url\":\"https://www.nbc.ca/personal/mortgages/hbp.html\",\"current\":false}]},{\"label\":\"MORTGAGE CALCULATOR\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Calculate your payments\",\"url\":\"https://www.nbc.ca/personal/mortgages/calculators/payments.html\",\"current\":false},{\"label\":\"Should you rent or buy?\",\"url\":\"https://www.nbc.ca/personal/mortgages/calculators/rent-or-buy.html\",\"current\":false},{\"label\":\"Borrowing capacity: how much mortgage can I afford?\",\"url\":\"https://www.nbc.ca/personal/mortgages/calculators/borrowing-capacity.html\",\"current\":false},{\"label\":\"Mortgage calculators\",\"url\":\"https://www.nbc.ca/personal/mortgages/calculators.html\",\"current\":false}]},{\"label\":\"MORTGAGE RATES\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"View all rates\",\"url\":\"https://www.nbc.ca/personal/mortgages/rates.html\",\"current\":false}]},{\"label\":\"INSURANCE\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Mortgage insurance\",\"url\":\"https://www.nbc.ca/personal/mortgages/insurance.html\",\"current\":false}]},{\"label\":\"TIPS AND TOOLS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"My home \",\"url\":\"https://www.nbc.ca/personal/home.html\",\"current\":false},{\"label\":\"My first buy\",\"url\":\"https://www.nbc.ca/personal/home/first-buy.html\",\"current\":false},{\"label\":\"My new property\",\"url\":\"https://www.nbc.ca/personal/home/new-build.html\",\"current\":false},{\"label\":\"My second home\",\"url\":\"https://www.nbc.ca/personal/home/second-property.html\",\"current\":false},{\"label\":\"Prepare my application\",\"url\":\"https://www.nbc.ca/personal/mortgages/purchase.html\",\"current\":false},{\"label\":\"Accelerate my repayment\",\"url\":\"https://www.nbc.ca/personal/mortgages/pay-faster.html\",\"current\":false}]}]},{\"label\":\"Savings and investments\",\"url\":\"https://www.nbc.ca/personal/savings-investments.html\",\"current\":false,\"sections\":[{\"label\":\"MY REASONS FOR SAVING\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"My retirement\",\"url\":\"https://www.nbc.ca/personal/retirement.html\",\"current\":false},{\"label\":\"My emergency fund\",\"url\":\"https://www.nbc.ca/personal/savings-investments/emergency.html\",\"current\":false},{\"label\":\"My projects\",\"url\":\"https://www.nbc.ca/personal/savings-investments/strategy.html\",\"current\":false},{\"label\":\"My home, my renovations\",\"url\":\"https://www.nbc.ca/personal/savings-investments/housing.html\",\"current\":false},{\"label\":\"My studies, my children\u2019s education\",\"url\":\"https://www.nbc.ca/personal/savings-investments/study.html\",\"current\":false}]},{\"label\":\"SAVINGS PLANS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"RRSP\",\"url\":\"https://www.nbc.ca/personal/savings-investments/rrsp.html\",\"current\":false},{\"label\":\"TFSA\",\"url\":\"https://www.nbc.ca/personal/savings-investments/tfsa.html\",\"current\":false},{\"label\":\"RESP\",\"url\":\"https://www.nbc.ca/personal/savings-investments/resp.html\",\"current\":false},{\"label\":\"RRIF\",\"url\":\"https://www.nbc.ca/personal/savings-investments/rrif.html\",\"current\":false},{\"label\":\"View all plans\",\"url\":\"https://www.nbc.ca/personal/savings-investments/registered-accounts.html\",\"current\":false}]},{\"label\":\"INVESTING PRODUCTS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"High Interest Savings Account\",\"url\":\"https://www.nbc.ca/personal/savings-investments/accounts/high-interest.html\",\"current\":false},{\"label\":\"Cash Advantage Solution\",\"url\":\"https://www.nbc.ca/personal/savings-investments/accounts/cash-advantage.html\",\"current\":false},{\"label\":\"GICs\",\"url\":\"https://www.nbc.ca/personal/savings-investments/gic.html\",\"current\":false},{\"label\":\"NBI Funds\",\"url\":\"https://www.nbc.ca/personal/savings-investments/solutions/nbi-funds.html\",\"current\":false},{\"label\":\"NBI Portfolios\",\"url\":\"https://www.nbc.ca/personal/savings-investments/solutions/nbi-portfolio.html\",\"current\":false},{\"label\":\"NBI Private Wealth Management\",\"url\":\"https://www.nbc.ca/personal/savings-investments/solutions/nbi-private-wealth-management.html\",\"current\":false},{\"label\":\"View all solutions\",\"url\":\"https://www.nbc.ca/personal/savings-investments/solutions.html\",\"current\":false}]},{\"label\":\"ADVICES\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Managing my finances\",\"url\":\"https://www.nbc.ca/personal/savings-investments/manage-finances.html\",\"current\":false},{\"label\":\"Better understanding investments \",\"url\":\"https://www.nbc.ca/personal/savings-investments/money.html\",\"current\":false},{\"label\":\"Estate planning \",\"url\":\"https://www.nbc.ca/personal/savings-investments/inheritance.html\",\"current\":false},{\"label\":\"Estate settlement\",\"url\":\"https://www.nbc.ca/personal/savings-investments/trust-estate.html\",\"current\":false},{\"label\":\"RRSP or TFSA\",\"url\":\"https://www.nbc.ca/personal/savings-investments/money/rrsp-vs-tfsa.html\",\"current\":false}]},{\"label\":\"TOOLS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"MyIdea Tool\",\"url\":\"https://www.nbc.ca/tools-apps/redir/myidea-tool.html\",\"current\":false},{\"label\":\"Make its budget\",\"url\":\"https://www.nbc.ca/forms/savings-investments/online-budget-calculator.html\",\"current\":false},{\"label\":\"Investments annual reports\",\"url\":\"https://www.nbc.ca/personal/savings-investments/faq/tfsa-report.html\",\"current\":false},{\"label\":\"FAQ\",\"url\":\"https://www.nbc.ca/personal/savings-investments/faq.html\",\"current\":false}]}]},{\"label\":\"Insurance\",\"url\":\"https://www.nbc.ca/personal/insurance.html\",\"current\":false,\"sections\":[{\"label\":\"INSURANCE PRODUCTS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Loan and line of credit insurance\",\"url\":\"https://www.nbc.ca/personal/borrowing/insurance.html\",\"current\":false},{\"label\":\"Travel insurance\",\"url\":\"https://www.nbc.ca/personal/insurance/travel.html\",\"current\":false},{\"label\":\"Mortgage loan insurance\",\"url\":\"https://www.nbc.ca/personal/mortgages/insurance.html\",\"current\":false},{\"label\":\"Credit card payment insurance\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/insurance.html\",\"current\":false},{\"label\":\"FAQ\",\"url\":\"https://www.nbc.ca/personal/insurance/faq.html\",\"current\":false}]},{\"label\":\"SERVICES OFFERED\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Insurance claims\",\"url\":\"https://www.nbc.ca/personal/insurance/claim.html\",\"current\":false}]},{\"label\":\"ASSISTANCE\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"SECURIZONE\",\"url\":\"https://www.nbc.ca/personal/insurance/securizone.html\",\"current\":false}]},{\"label\":\"TIPS AND TOOLS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"My finances \",\"url\":\"https://www.nbc.ca/personal/finance.html\",\"current\":false},{\"label\":\"My home \",\"url\":\"https://www.nbc.ca/personal/home.html\",\"current\":false},{\"label\":\"My travel plans \",\"url\":\"https://www.nbc.ca/personal/travel.html\",\"current\":false},{\"label\":\"My retirement \",\"url\":\"https://www.nbc.ca/personal/retirement.html\",\"current\":false},{\"label\":\"My business \",\"url\":\"https://www.nbc.ca/personal/entrepreneurship.html\",\"current\":false},{\"label\":\"My new life in Canada\",\"url\":\"https://www.nbc.ca/personal/immigration.html\",\"current\":false}]}]},{\"label\":\"Advice\",\"url\":\"https://www.nbc.ca/personal/advice.html\",\"current\":true,\"sections\":[{\"label\":\"TIPS AND TOOLS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Banking\",\"url\":\"https://www.nbc.ca/personal/advice/banking.html\",\"current\":true},{\"label\":\"Credit\",\"url\":\"https://www.nbc.ca/personal/advice/credit.html\",\"current\":false},{\"label\":\"Savings and investment\",\"url\":\"https://www.nbc.ca/personal/advice/savings-investment.html\",\"current\":false},{\"label\":\"Home\",\"url\":\"https://www.nbc.ca/personal/advice/home.html\",\"current\":false},{\"label\":\"Insurance\",\"url\":\"https://www.nbc.ca/personal/advice/insurance.html\",\"current\":false},{\"label\":\"Budget\",\"url\":\"https://www.nbc.ca/personal/advice/budget.html\",\"current\":false},{\"label\":\"Taxes and income\",\"url\":\"https://www.nbc.ca/personal/advice/taxes-and-income.html\",\"current\":false},{\"label\":\"Immigration\",\"url\":\"https://www.nbc.ca/personal/advice/immigration.html\",\"current\":false},{\"label\":\"Retirement\",\"url\":\"https://www.nbc.ca/personal/advice/retirement.html\",\"current\":false},{\"label\":\"Succession\",\"url\":\"https://www.nbc.ca/personal/advice/succession.html\",\"current\":false},{\"label\":\"Studying\",\"url\":\"https://www.nbc.ca/personal/advice/studying.html\",\"current\":false},{\"label\":\"Security\",\"url\":\"https://www.nbc.ca/personal/advice/security.html\",\"current\":false},{\"label\":\"Thought Leadership\",\"url\":\"https://www.nbc.ca/personal/advice/thought-leadership.html\",\"current\":false},{\"label\":\"View all articles\",\"url\":\"https://www.nbc.ca/personal/advice/all-articles.html\",\"current\":false}]}]}]},{\"label\":\"Business\",\"url\":\"https://www.nbc.ca/business.html\",\"current\":false,\"navigation\":[{\"label\":\"Banking Solutions\",\"url\":\"https://www.nbc.ca/business/banking.html\",\"current\":false,\"sections\":[{\"label\":\"BANK ACCOUNTS AND PACKAGES\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Opening an Account\",\"url\":\"https://www.nbc.ca/business/banking/accounts-packages/opening.html\",\"current\":false},{\"label\":\"Accounts\",\"url\":\"https://www.nbc.ca/business/banking/accounts-packages/accounts.html\",\"current\":false},{\"label\":\"Packages\",\"url\":\"https://www.nbc.ca/business/banking/accounts-packages/packages.html\",\"current\":false}]},{\"label\":\"OPERATIONS MANAGEMENT\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Internet and Mobile Banking Solutions\",\"url\":\"https://www.nbc.ca/business/banking/operations-management/cash-flow/internet-banking-solutions.html\",\"current\":false},{\"label\":\"Cash Management\",\"url\":\"https://www.nbc.ca/business/banking/operations-management/cash-flow.html\",\"current\":false},{\"label\":\"Overdraft Protection\",\"url\":\"https://www.nbc.ca/business/banking/operations-management/overdraft-protection.html\",\"current\":false},{\"label\":\"Payment Processing\",\"url\":\"https://www.nbc.ca/business/banking/operations-management/payment-processing.html\",\"current\":false}]},{\"label\":\"SPECIALIZED SECTORS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Agribusiness\",\"url\":\"https://www.nbc.ca/business/banking/sectors/agribusiness.html\",\"current\":false},{\"label\":\"Agri-food\",\"url\":\"https://www.nbc.ca/business/banking/sectors/agri-food.html\",\"current\":false},{\"label\":\"Creative Industries\",\"url\":\"https://www.nbc.ca/business/banking/sectors/tv-motion-picture.html\",\"current\":false},{\"label\":\"Insurance Brokers\",\"url\":\"https://www.nbc.ca/business/banking/sectors/insurance-brokers.html\",\"current\":false},{\"label\":\"Forestry\",\"url\":\"https://www.nbc.ca/business/banking/sectors/forestry.html\",\"current\":false},{\"label\":\"Franchise\",\"url\":\"https://www.nbc.ca/business/banking/sectors/franchise.html\",\"current\":false},{\"label\":\"Real Estate\",\"url\":\"https://www.nbc.ca/business/banking/sectors/real-estate.html\",\"current\":false},{\"label\":\"Manufacturing Companies\",\"url\":\"https://www.nbc.ca/business/banking/sectors/manufacturing.html\",\"current\":false},{\"label\":\"NPOs and Associations\",\"url\":\"https://www.nbc.ca/business/banking/sectors/npo-associations.html\",\"current\":false},{\"label\":\"Fisheries and Fishery Products\",\"url\":\"https://www.nbc.ca/business/banking/sectors/fishery.html\",\"current\":false},{\"label\":\"Business Professionals\",\"url\":\"https://www.nbc.ca/business/banking/sectors/business-professionals.html\",\"current\":false},{\"label\":\"Healthcare Professionals\",\"url\":\"https://www.nbc.ca/business/banking/sectors/healthcare-professionals.html\",\"current\":false},{\"label\":\"Healthcare and Life Sciences\",\"url\":\"https://www.nbc.ca/business/banking/sectors/healthcare-life-sciences.html\",\"current\":false},{\"label\":\"Public Sector\",\"url\":\"https://www.nbc.ca/business/banking/sectors/public-sector.html\",\"current\":false},{\"label\":\"Energy Services\",\"url\":\"https://www.nbc.ca/business/banking/sectors/energy.html\",\"current\":false},{\"label\":\"Technology\",\"url\":\"https://www.nbc.ca/business/banking/sectors/technology.html\",\"current\":false}]}]},{\"label\":\"Credit Cards\",\"url\":\"https://www.nbc.ca/business/credit-cards.html\",\"current\":false,\"sections\":[{\"label\":\"CREDIT CARDS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Mastercard Business\",\"url\":\"https://www.nbc.ca/business/credit-cards/mastercard-business.html\",\"current\":false},{\"label\":\"Platinum Mastercard Business\",\"url\":\"https://www.nbc.ca/business/credit-cards/platinum-mastercard.html\",\"current\":false},{\"label\":\"Mastercard Business Line\",\"url\":\"https://www.nbc.ca/business/credit-cards/mastercard-line-credit.html\",\"current\":false},{\"label\":\"Mastercard Corporate\",\"url\":\"https://www.nbc.ca/business/credit-cards/mastercard-corporate.html\",\"current\":false}]},{\"label\":\"STAGES OF DEVELOPMENT\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Launch\",\"url\":\"https://www.nbc.ca/business/going-further/stages/starting.html\",\"current\":false},{\"label\":\"Growth\",\"url\":\"https://www.nbc.ca/business/going-further/stages/growth.html\",\"current\":false},{\"label\":\"Transfer\",\"url\":\"https://www.nbc.ca/business/going-further/stages/transfer.html\",\"current\":false},{\"label\":\"Digital transformation\",\"url\":\"https://www.nbc.ca/business/going-further/stages/digital-transformation.html\",\"current\":false}]}]},{\"label\":\"Financing\",\"url\":\"https://www.nbc.ca/business/financing.html\",\"current\":false,\"sections\":[{\"label\":\"FINANCING SOLUTIONS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Short-term\",\"url\":\"https://www.nbc.ca/business/financing/financing-solutions/short-term.html\",\"current\":false},{\"label\":\"Long-term\",\"url\":\"https://www.nbc.ca/business/financing/financing-solutions/long-term.html\",\"current\":false},{\"label\":\"Growth Capital\",\"url\":\"https://www.nbc.ca/business/financing/financing-solutions/growth-equity.html\",\"current\":false},{\"label\":\"Supply Chain Financing\",\"url\":\"https://www.nbc.ca/business/banking/operations-management/cash-flow/accounts-receivable-and-payable.html\",\"current\":false},{\"label\":\"Acquisition\",\"url\":\"https://www.nbc.ca/business/financing/financing-solutions/acquisition.html\",\"current\":false},{\"label\":\"Merchant Services\",\"url\":\"https://www.nbc.ca/business/financing/financing-solutions/retail-industry.html\",\"current\":false},{\"label\":\"Loan Insurance\",\"url\":\"https://www.nbc.ca/business/financing/financing-solutions/loan-insurance.html\",\"current\":false}]},{\"label\":\"STAGES OF DEVELOPMENT\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Launch\",\"url\":\"https://www.nbc.ca/business/going-further/stages/starting.html\",\"current\":false},{\"label\":\"Growth\",\"url\":\"https://www.nbc.ca/business/going-further/stages/growth.html\",\"current\":false},{\"label\":\"Transfer\",\"url\":\"https://www.nbc.ca/business/going-further/stages/transfer.html\",\"current\":false},{\"label\":\"Digital transformation\",\"url\":\"https://www.nbc.ca/business/going-further/stages/digital-transformation.html\",\"current\":false}]}]},{\"label\":\"Investing\",\"url\":\"https://www.nbc.ca/business/investing.html\",\"current\":false,\"sections\":[{\"label\":\"INVESTMENTS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Business Investment Account\",\"url\":\"https://www.nbc.ca/business/investing/investment/business-investment-account.html\",\"current\":false},{\"label\":\"Guaranteed Investment Certificates\",\"url\":\"https://www.nbc.ca/business/investing/investment/guaranteed-investment-certificates.html\",\"current\":false},{\"label\":\"Mutual Funds and Other\",\"url\":\"https://www.nbc.ca/business/investing/investment/mutual-funds-and-other.html\",\"current\":false},{\"label\":\"Trust Services\",\"url\":\"https://www.nbc.ca/business/investing/investment/trust-services.html\",\"current\":false}]},{\"label\":\"STAGES OF DEVELOPMENT\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Launch\",\"url\":\"https://www.nbc.ca/business/going-further/stages/starting.html\",\"current\":false},{\"label\":\"Growth\",\"url\":\"https://www.nbc.ca/business/going-further/stages/growth.html\",\"current\":false},{\"label\":\"Transfer\",\"url\":\"https://www.nbc.ca/business/going-further/stages/transfer.html\",\"current\":false},{\"label\":\"Digital transformation\",\"url\":\"https://www.nbc.ca/business/going-further/stages/digital-transformation.html\",\"current\":false}]}]},{\"label\":\"International\",\"url\":\"https://www.nbc.ca/business/international.html\",\"current\":false,\"sections\":[{\"label\":\"OUR GLOBAL TRADE SOLUTIONS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Foreign Exchange Risk Hedging\",\"url\":\"https://www.nbc.ca/business/international/our-global-trade-solutions/foreign-exchange-risk-hedging.html\",\"current\":false},{\"label\":\"Foreign Currency Accounts\",\"url\":\"https://www.nbc.ca/business/international/our-global-trade-solutions/foreign-currency-accounts.html\",\"current\":false},{\"label\":\"Payment Solutions\",\"url\":\"https://www.nbc.ca/business/international/our-global-trade-solutions/payment-solutions.html\",\"current\":false},{\"label\":\" U.S. Bank accounts\",\"url\":\"https://www.nbc.ca/business/international/our-global-trade-solutions/cross-border-solutions.html\",\"current\":false},{\"label\":\"Import-Export\",\"url\":\"https://www.nbc.ca/business/international/our-global-trade-solutions/commercial-transactions.html\",\"current\":false},{\"label\":\"Supply Chain Financing\",\"url\":\"https://www.nbc.ca/business/banking/operations-management/cash-flow/accounts-receivable-and-payable.html\",\"current\":false},{\"label\":\"Foreign currencies exchange rates\",\"url\":\"https://www.nbc.ca/business/international/our-global-trade-solutions/exchange-rates.html\",\"current\":false},{\"label\":\"Representative offices abroad\",\"url\":\"https://www.nbc.ca/business/international/our-global-trade-solutions/representative-offices-abroad.html\",\"current\":false}]}]},{\"label\":\"Going Further\",\"url\":\"https://www.nbc.ca/business/going-further.html\",\"current\":false,\"sections\":[{\"label\":\"PARTNER OFFERS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Legal Support\",\"url\":\"https://www.nbc.ca/business/going-further/legal-support.html\",\"current\":false},{\"label\":\"Mentoring for entrepreneurs\",\"url\":\"https://www.nbc.ca/business/going-further/entrepreneurs-mentoring.html\",\"current\":false},{\"label\":\"Virtual Clinic\",\"url\":\"https://www.nbc.ca/business/going-further/virtual-clinic.html\",\"current\":false},{\"label\":\"Accounting Services\",\"url\":\"https://www.nbc.ca/business/going-further/accounting-services.html\",\"current\":false},{\"label\":\"Online Appointment\",\"url\":\"https://www.nbc.ca/business/going-further/online-appointment.html\",\"current\":false},{\"label\":\"Payment Solutions\",\"url\":\"https://www.nbc.ca/business/banking/operations-management/payment-processing.html\",\"current\":false},{\"label\":\"Online Budgeting\",\"url\":\"https://www.nbc.ca/business/going-further/online-budgeting.html\",\"current\":false}]},{\"label\":\"HR SOLUTIONS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Payroll Solutions\",\"url\":\"https://www.nbc.ca/business/going-further/human-resources/payroll-solutions.html\",\"current\":false},{\"label\":\"Group Retirement Plans\",\"url\":\"https://www.nbc.ca/business/going-further/human-resources/group-retirement-plans.html\",\"current\":false},{\"label\":\"Employee Benefits Plans\",\"url\":\"https://www.nbc.ca/business/going-further/human-resources/employee-benefits-plans.html\",\"current\":false}]},{\"label\":\"STAGES OF DEVELOPMENT\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Launch\",\"url\":\"https://www.nbc.ca/business/going-further/stages/starting.html\",\"current\":false},{\"label\":\"Growth\",\"url\":\"https://www.nbc.ca/business/going-further/stages/growth.html\",\"current\":false},{\"label\":\"Transfer\",\"url\":\"https://www.nbc.ca/business/going-further/stages/transfer.html\",\"current\":false},{\"label\":\"Digital transformation\",\"url\":\"https://www.nbc.ca/business/going-further/stages/digital-transformation.html\",\"current\":false}]}]},{\"label\":\"Tips and Tools\",\"url\":\"https://www.nbc.ca/business/advice.html\",\"current\":false,\"sections\":[{\"label\":\"ADVICE\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Start-up\",\"url\":\"https://www.nbc.ca/business/advice/start-up.html\",\"current\":false},{\"label\":\"Growth\",\"url\":\"https://www.nbc.ca/business/advice/growth.html\",\"current\":false},{\"label\":\"Transfer\",\"url\":\"https://www.nbc.ca/business/advice/transfer.html\",\"current\":false},{\"label\":\"Money and finances\",\"url\":\"https://www.nbc.ca/business/advice/money-and-finances.html\",\"current\":false},{\"label\":\"Sales and marketing\",\"url\":\"https://www.nbc.ca/business/advice/sales-and-marketing.html\",\"current\":false},{\"label\":\"Exports\",\"url\":\"https://www.nbc.ca/business/advice/exports.html\",\"current\":false},{\"label\":\"Human resources\",\"url\":\"https://www.nbc.ca/business/advice/human-resources.html\",\"current\":false},{\"label\":\"Operations\",\"url\":\"https://www.nbc.ca/business/advice/operations.html\",\"current\":false},{\"label\":\"Technologies\",\"url\":\"https://www.nbc.ca/business/advice/technologies.html\",\"current\":false},{\"label\":\"Skills development\",\"url\":\"https://www.nbc.ca/business/advice/skills-development.html\",\"current\":false},{\"label\":\"Becoming my own boss\",\"url\":\"https://www.nbc.ca/business/advice/self-employed.html\",\"current\":false},{\"label\":\"View all articles\",\"url\":\"https://www.nbc.ca/business/advice/all-featured-articles.html\",\"current\":false}]},{\"label\":\"TOOLS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"My Business Model\",\"url\":\"https://www.nbc.ca/business/tips-tools/tools/my-business-model.html\",\"current\":false},{\"label\":\"Directory of Resources\",\"url\":\"https://www.nbc.ca/business/tips-tools/tools/directory-of-resources.html\",\"current\":false},{\"label\":\"FAQ\",\"url\":\"https://www.nbc.ca/business/banking/operations-management/cash-flow/internet-banking-solutions/faq-ibsb.html\",\"current\":false}]},{\"label\":\"NEWS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Newsletters\",\"url\":\"https://www.nbc.ca/business/tips-tools/news/newsletters.html\",\"current\":false},{\"label\":\"Webinars\",\"url\":\"https://www.nbc.ca/business/tips-tools/news/webinars.html\",\"current\":false},{\"label\":\"See the news\",\"url\":\"https://www.nbc.ca/business/tips-tools/news.html\",\"current\":false}]}]}]},{\"label\":\"Wealth Management\",\"url\":\"https://www.nbc.ca/wealth-management.html\",\"current\":false,\"navigation\":[]}]}","/content/bnc/en/jcr:content/navigation-menu_com.bnc.aem.websites.toolkit.sling.models.react.NavigationMenu.isSecure()":"false","/content/bnc/en/jcr:content/navigation-menu_com.bnc.aem.websites.toolkit.sling.models.react.NavigationMenu.getSecureUrl()":"https://www.nbc.ca/personal/advice/banking.html/secure","/content/bnc/en/jcr:content/navigation-menu_com.bnc.aem.websites.toolkit.sling.models.LanguageSwitcher.getLanguageTwoCharName()":"Fr","/content/bnc/en/jcr:content/navigation-menu_com.bnc.aem.websites.toolkit.sling.models.LanguageSwitcher.getCurrentEncodedPagePath()":"3b4226f087dcc478abe304cbb49647258613d21934ae12d926d5fd162895bc6f6e698bd0777bc87a914f5921ddf3c00736523f92466a6c056a492619da77c761a87429ede2807b135ea8917f3c64fd4cfb8e9210ebdbf48be498415461ef9a2b","/content/bnc/en/jcr:content/navigation-menu_com.bnc.aem.websites.toolkit.sling.models.LanguageSwitcher.getLanguageFirstLetterCapitalized()":"Français"}},"resourceType":"web-sites-react/components/navigation-menu","path":"/content/bnc/en/jcr:content/navigation-menu","wcmmode":"disabled"}

Tips and advice for banking

Want to know how interest works? Questions about your finances as a couple? Need to make a mobile or email payment? We're here to help you get the most out of your accounts and make your day-to-day transactions easier. Browse our tips and discover the solutions available to you.

Search

Categories

Popular articles

{"cache":{"resources":{"/content/bnc/en/accueil/particuliers/conseils/comptes-transactions/jcr:content/floating-menu":{"data":{},"depth":0}},"scripts":{},"included":{},"serviceCalls":{"/content/bnc/en/accueil/particuliers/conseils/comptes-transactions/jcr:content/floating-menu_com.bnc.aem.websites.toolkit.sling.models.react.FloatingMenuModel.getEncryptedLanguage()":"{abef062e5e6a1c7d31bb812d89de8c45285ebf7cd5f784b4dadfd19ce432a652}","/content/bnc/en/accueil/particuliers/conseils/comptes-transactions/jcr:content/floating-menu_com.bnc.aem.websites.toolkit.sling.models.react.FloatingMenuModel.getEncryptedContextType()":"{8900328349af79f9075fce3f0ca626717692ee386f4702dc42e87597217e926a}","/content/bnc/en/accueil/particuliers/conseils/comptes-transactions/jcr:content/floating-menu_com.bnc.aem.websites.toolkit.sling.models.react.FloatingMenuModel.getTopFaq()":"{\"faqs\":[],\"displayFloatingMenu\":false}","/content/bnc/en/accueil/particuliers/conseils/comptes-transactions/jcr:content/floating-menu_com.bnc.aem.websites.toolkit.sling.models.react.FloatingMenuModel.getTitle()":"","/content/bnc/en/accueil/particuliers/conseils/comptes-transactions/jcr:content/floating-menu_com.bnc.aem.websites.toolkit.sling.models.react.FloatingMenuModel.getFloatingMenuSubtitle()":"","/content/bnc/en/accueil/particuliers/conseils/comptes-transactions/jcr:content/floating-menu_com.bnc.aem.websites.toolkit.sling.models.react.FloatingMenuModel.getFloatingMenuImage()":"","/content/bnc/en/accueil/particuliers/conseils/comptes-transactions/jcr:content/floating-menu_com.bnc.aem.websites.toolkit.sling.models.react.FloatingMenuModel.getNewAnnouncement()":"","/content/bnc/en/accueil/particuliers/conseils/comptes-transactions/jcr:content/floating-menu_com.bnc.aem.websites.toolkit.sling.models.react.FloatingMenuModel.getShowInitialAnnouncement()":"","/content/bnc/en/accueil/particuliers/conseils/comptes-transactions/jcr:content/floating-menu_com.bnc.aem.websites.toolkit.sling.models.react.FloatingMenuModel.getLanguage()":"en"}},"resourceType":"web-sites-react/components/floating-menu","path":"/content/bnc/en/accueil/particuliers/conseils/comptes-transactions/jcr:content/floating-menu","wcmmode":"disabled"}