When you deposit a cheque using the National Bank app, or at an ABM,
a part of that amount can be accessed immediately. The rest will be
frozen for 1 to 5 business days.
The amount frozen and the length of the hold depends on the
deposit withdrawal (also known as authorized transit)
rating assigned to your file.
Here's how to see the available balance in your account after a
From your web browser:
From the app: