Focused on empowering youth

With National Bank by your side, you can take your big and small projects to the next level 

Working together to build your future

We'll offer you simple solutions tailored to your reality, from helping you manage your budget efficiently to saving for your projects.

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We're there for you as your financial needs change

As your financial situation progresses, we’ll adapt our products and services as your needs evolve, and offer personalized advice at every stage.

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Check out our app, for when you can't see us in-person

The National Bank app offers you all the advantages of mobility, but you can also call us, make a virtual appointment or come meet us for personalized service.

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We participate in sustainable development

We care about the well-being of future generations. That's why we're committed to making a positive impact on our communities.

Managing your finances: where to start?

Taking control of your finances is possible, as long as you have the right information.

We've got a wide range of articles to guide you through the world of finance and help turn your projects into reality:

Our Quick Answer video series

For quick and easy information on subjects that matter to you, look no further! 

The basics of finance explained in a flash:

How to budget for my first car?

1 min 29 sec     Video transcript

How much does a first car really cost? What should you include in your budget? Are you using your savings or taking out a loan?

How to budget moving out for the first time?

2 min 17 sec     Video transcript

Discover how to budget for your first apartment. In addition to rent, there are other costs, but you can also save money by living with a roommate.

How do credit cards and interest work?

2 min 22 sec     Video transcript

Credit cards are useful for making online purchases, but it's important to understand how interest works.

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Experience the excitement of the events we proudly sponsor, from Piknic Électronik to Igloofest to the National Bank Open.

Our offers help make your projects a reality

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The Connected package

Open a chequing account to deposit your pay and make your daily transactions, all with no fixed monthly fees if you’re between the ages of 14 and 24.

Offer for students

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Hey! Are you studying?

Check if one of our offers matches your field of study to take advantage of numerous benefits.

Offers for professionals

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Have you already graduated or are you about to?

Check if one of our offers matches your line of work. We can support you throughout your career.

Credit card offer

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Choose the Platinum Mastercard credit card

Make the most of our current promotion: get up to 25,000 rewards points and pay no annual fees for the first year.

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Thinking of saving for your first property?

The FHSA is a new registered plan that can help you save tax-free for the purchase of your first home and is available at National Bank. You may want to open it sooner rather than later, so check it out and see if it's right for you.

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Need tailor-made advice?

Come and see us or give us a call. We'll be happy to answer your questions.

Little details that matter

You asked: “How do I buy a car?”


And I’ll explain faster than I can make an origami unicorn.

Buying a car is one of the biggest purchases you can make.

So, it’s important to be prepared.

You need to know your budget so you can make the best decision.

And the price of the car is just the beginning. You also need to think about:

  • Registration
  • Gas

Basic maintenance like:

  • Changing your oil, tires, brakes.
  • Inspection
  • Taxes
  • Gas

You said that already!

Yeah but, it’s worth mentioning twice.

And insurance. You’ll need that before they even let you drive off with the car.

Shop around to get the best coverage at the best price. And unforeseen expenses. Expect the unexpected. But, once you’re prepared, you’ll be as Zen as an origami artist.

Hey! Keep it Zen over there!


So, when you need a car, you need money to pay for it. You can use your savings or get a loan.

Now if that’s the case, you need to calculate the real cost of the vehicle, that’s the price of the car, plus interest. And remember, the longer the term, the more you’ll be paying in interest.

You could buy new, buy used or lease. Evaluate all your options. And don’t fold on the first offer!

Get it? It’s an origami joke.That sound means I’m done first!

How are you doing?


I guess unicorns are even rarer than I thought.
At least swans are real.


Are you wondering how much it'll cost to get your own place?

(rhythmic music)

I'll explain it faster than it takes me to repot a plant.


I could win this. I have a green thumb!


Watering a cactus that you got as a gift once a month is not a "green thumb" make.


(bell dings)

First, make a budget to determine how much you can spend in rent, then visit several different places

and compare prices.


The cost of rent depends on different factors, like the city, the cost of the neighbourhood and

the services nearby.


Next, you'll need some furniture. You don't have to buy all new stuff. Ask your friends and family. Your aunt Tabitha might have a vintage table in her basement that she'd love to give you. For your appliances, check the classifieds. You can often find deals there.


And don't forget, you're gonna have to move all of this stuff to your new place.

So think about setting some money aside for your move.


You can probably take your hat off.

We're in a studio.


Check to see if heat and electricity are included in your rent. If not, ask your landlord if they have an idea of how much you'd have to pay per month.


Each month, you'll also have to pay your mobile, internet, and online subscriptions. Don't forget to include those in your budget.


Now, we really hope this doesn't happen, but if your place gets broken into by a cat burglar, or you're having a self-care night and your bubble bath overflows into your downstairs neighbour's apartment…

(deep breath)

you are gonna be so relieved that you have insurance to protect you.


To figure out the exact cost of your first apartment, you also have to calculate expenses like groceries, pharmacy and cleaning supplies.


Then there are things like Thursday patio nights, personal styling, cardio hip hop, for the glutes, and...

botany classes. If you're a student, think about your tuition fees and school supplies.


The goal here is to be able to have your own apartment without compromising your studies.

To save money, you can get roommates and share rent and living expenses with them.



And that means someone will be home to water your plants when you're not there!


(water gurgling)

(bird chirping)

Oh, you meant me?

(bell dings)

Are you wondering how a credit card works?


(rhythmic music)


I'll explain it in less time than it takes to put together a puzzle.


Uh, where's the lid with the picture on it? I'll explain in less time than it takes

to put together a puzzle without the lid with the picture on it.


Oh come on!


(bell dings)


A credit card is a payment tool that allows you, for example, to buy stuff online. The card issuer gives you a credit limit, and you pay it off later.


You can also use it as a cash advance. That's a cash withdrawal made from your credit card. It can be practical in some instances. Interest on cash advances is higher than on purchases.


And it starts being calculated as soon as you make a withdrawal.


Every month, your bank will send you a statement including your credit card balance, minimum payment amount and a due date. From the moment the statement is issued, you have 21 days to pay off your card.

If you pay off your card in full by the due date, you won't have to pay any interest on your purchases.


However, if you don't pay off the full balance by the due date, the interest will start to accumulate and will be calculated from the date you made your purchase.


Calculating interests can kind of be like putting together a puzzle... A puzzle without the lid with the picture on it? ...but it's not that complicated.


The interest rate for the things you put on your card is annual. The rate depends on which card you pick.

Interest is calculated based on the amount you still owe.


For example, say you owe $ 100 on your credit card and pay $ 15. Until you actually pay the $ 15,

interest will be calculated on the full $ 100. After that, interest will be calculated on the remaining $ 85, until you pay off your card in full.


If you choose not to pay off your card balance in full, the most important thing to do, is make sure you pay at least the minimum amount owed by the due date. If you manage your credit well, you'll help build your credit report, which will influence your credit rating.


This will come in handy when you're trying to sign the lease on a new apartment or buy a new car.



Some cards offer other benefits like cash back, rewards or purchase protection.

See, credit cards can be useful.




Oh, there you go… it's a credit card.




(bell dings)

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