Offer for new clients

Enjoy new possibilities and exclusive privileges


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Our offer at a glance

How is it effective in daily life?


15$ in cash back per month for a year

The first year, get $180 cash back to do with as you please or save more for a project that’s close to your heart.1


Exclusive advantages

Get offers from partners, such as Frank And Oak, that are as wide-ranging as your interests and your lifestyle.2

take advantage of offers that you can benefit from certain partners, such as Frank And Oak.
take advantage of offers that you can benefit from certain partners, such as Frank And Oak.

Take advantage of the offer now

How it works


Open a chequing account

Sign up to an admissible banking plan and conduct at least one transaction per month.

Browse accounts


Own a credit card

Opt for a National Bank Mastercard® credit card.

Browse cards


Opt for online statements

Sign up to our Internet Banking Solutions—it’s good for you and for the environment!

Why choose us

Free Interac® e-transfers

Transfer funds to whomever you want, whenever you want.

Deposit a cheque from anywhere

Just take a picture of it with your smartphone and… voila!

Mobile app

Banking at your fingertips!

Simple ways to pay

Your purchases couldn’t be easier, thanks to Apple Pay and Android PayTM applications. 


Legal Notes

1 Limited time offer starting October 30th, 2017. The offer is for people who do not have a bank account with National Bank. The offer may be modified or withdrawn at any time without notice. Employees of the National Bank and its affiliates are not eligible. The offer cannot be combined with any other National Bank offer, promotion or benefit and is not retroactive. A customer cannot receive more than $15.00 cash back per month. Granting of credit and financing solutions subject to credit approval by the National Bank. 

To receive $15.00 cash back every month, for 12 months, you must open a bank account as the primary holder in one of our branches. Thereafter, within 30 days of opening the account, you must:

        1- Subscribe to one of the following banking packages: Direct Access®, AccessPlus, Virtuoso®;

        2- Subscribe to our Internet Banking Solutions and online statement service;

        3- Conduct at least 1 bank account transaction every month. Account interest and bank account fees charged to the account are not considered transactions;

        4- Be the holder of a National Bank Mastercard® personal credit card, or if you do not have such a card, you must apply to get one.

The first $15.00 cashback will be deposited in the National Bank bank account opened as part of this offer, at the latest within 60 days of the product subscription date and thereafter once a month.



In order to get the cashback, you agree to keep the eligible products and services and make no changes to them for a minimum of 12 months as of the product subscription date. If you fail to comply with this condition, or if you do not complete at least 1 bank account transaction, the $15.00 cashback will not be paid out to you for that month.

2 The offers correspond to promotional codes allowing to obtain discounts when purchasing our partners products or services online or in at the partner’s store. To receive promotional codes, you must comply with the terms and conditions of the offer, that is, hold an eligible National Bank account and plan, subscribing to our Internet Banking Solutions and online statement service, conduct at least 1 bank account transaction every month and be the holder of a National Bank Mastercard® personal credit card.

The codes are sent to you three times a year by the National Bank. The amount of discounts granted and the partners may vary. The terms and conditions applicable to the use of promotional codes can be found in the merchant discount email.

3 Transactions carried out via our Automated Services or Digital Banking Solutions.

Banking services usually provided in National Bank branches during normal business hours, including deposits, withdrawals, transfers, bill payments, foreign exchange transactions, purchases of drafts and safety deposit box uses.

5  Subject to credit approval by National Bank.

6 Grace period: At least 21 days on purchases if you pay your full balance by the due date indicated on your monthly statement (no grace period applies to balance transfers and cash advances). Your minimum payment will correspond to 3% of your account balance plus any amount already due or $10, whichever amount is higher. If your account balance is lower than $10, you must pay the entire balance. If you exceed your credit limit, the amount of the minimum payment will be the highest of the following amounts: (a) 3% of the account balance or (b) the amount of the overlimit.

Example of credit charges calculated over a period of 30 days

Annual interest rate Average balance
  $500 $3,000
22.99% $9.45 $56.69
19.99% $8.22 $49.29
14.5% $5.96 $35.75
8.9% $3.66 $21.95

*Variable interest rates in effect on July 1st 2017.

7 Subject to credit approval by National Bank. Each amount transferred must be at least $250.

This coverage applies to purchases and rentals made using the card, except (if applicable) out-of-province medical/hospital insurance for which it is not necessary to charge the travel arrangements to the card. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the distribution guide and insurance certificate associated with your card.

TM Trademark of Mastercard International Inc. Authorized user: National Bank of Canada.

Virtuoso and DirectAccess are registered trademarks of National Bank of Canada.

® Registered trademark of Mastercard International Inc. Authorized user: National Bank of Canada.