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Becoming a client

It's easy to open an account with National Bank!

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Choose one of our exclusive offers:

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New clients

Get up to $400 cashback:

  • Get up to $175 when you open a chequing account with an eligible package
  • Double your cashback when you add the direct deposit option
  • Get an additional $50 cashback when you deposit $5,000 in a high interest savings account
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Newcomers to Canada

Been in Canada less than five years? Get a bank account with no monthly fees for up to three years and enjoy access to a free assistance service.

See offer

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Get a bank account with no monthly fee or a reduced fee, special rates on certain products and a range of other benefits based on your profession.

See offer

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Focus on your education! With unlimited transactions and other benefits, you can study worry-free.

See offer

3 reasons to choose National Bank


Our tools can make your life easier

Simplify your banking! Carry out free Interac® e-Transfers2, manage your banking online or via our mobile app, use your phone to pay for purchases, and much more.


We have a branch near you

Enjoy easy access to services at one of our 450 branches and over 3,330 ABMs3 across Canada.


Get sound advice from our experts

No matter where you are in life, our advisors are here to help you reach your goals and find the best solutions for you.


Opening an account is easy!

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Solutions that might interest you

Bank accounts

Learn about the benefits of our accounts and packages and find the one that's best for you.

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Credit cards

Discover our range of Mastercard® credit cards and find the one that best suits your lifestyle.

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Little details that matter

Legal disclaimers

® Mastercard is a registered trademark of Mastercard International Inc. Authorized user: National Bank.
® Registered trademark of Interac Inc. Authorized user: National Bank.
® THE EXCHANGE is a registered trademark of Fiserv Inc.
™ The Modest, The Connected and The Total are registered trademarks of National Bank of Canada.

1- The promotional offer is valid from August 15, 2018 to December 14, 2018.

The offer is intended for all Personal Banking clients who do not have a National Bank Chequing or Savings account and for all individuals who do not have any account at National Bank.

To qualify, you must open a checking account at one of our branches and sign up for an eligible product during the promotional period. To be eligible, the client must have attained the age of majority as at December 14, 2018.

The offer may be modified, extended, or withdrawn without prior notice at any time. Employees of National Bank and its subsidiaries and entities are not eligible.

The offer may not be combined or used with any other National Bank offer, promotion or benefit and cannot be applied retroactively. There is a limit of one cashback per eligible product during this promotion. The offer can only be applied once for each type of product. Only the primary account holder is eligible for the offer. An additional cardholder on a joint account who opens a new account will not be eligible for this offer. The cashback amount varies according to the number of products held. 

Cashback details

Chequing account offer

To be eligible for the Chequing account offer and get up to $350 cashback, you must open a new Chequing account linked to an eligible banking package (The Modest®, The Connected® or The Total®) or one of the eligible Offers for professionals or Offers for students and meet the promotional offer conditions.

  Cashback when eligible Chequing
account opened
Additional cashback with salary deposits
or other recurring direct deposits to the account
Maximum total cashback
Offers for professionals or
Offers for students
$50 +$50 $100
The Modest®
$50 +$50 $100
The Connected®
$125 +$125 $250
The Total®
$175 +$175 $350

First cashback conditions

You must:

-       Sign up for online banking and eStatements

-       Carry out an eligible transaction. Interest charges and banking fees are not considered transactions.

Double cashback conditions

You must:

-       Set up one (1) recurring direct deposit (salary or monthly pension)

After the account is opened, you have 60 days to meet all cashback offer conditions.

Savings Account offer

To be eligible for the Savings account offer and get up to $50 cashback, you must open a High Interest Savings Account and meet the offer conditions.

-      You must deposit at least $5,000 and have a balance of at least $5,000 in the account 60 days after the High Interest Savings Account is opened.

-      You must have a Chequing account at National Bank.

After the account is opened, you have 60 days to meet all cashback offer conditions.

The cashback will be deposited to your National Bank Chequing account within 120 days of the products being opened.


To be granted the cashback, you must maintain the eligible products and services, and not make any changes related to these products and services for a minimum of 12 months from the time you sign up for them. If you do not meet this condition, you will have to refund the Bank an amount corresponding to the period in which you did not keep your eligible products and services, within 30 days of receiving the request for payment.

Clients who have benefitted from a cashback offer on a Chequing or Savings account since November 1, 2017 are not eligible for this offer.

If you do not receive your cashback for the Chequing or Savings account offer, please notify us by June 30, 2019. Any notice received after that date will not be accepted and you will be deemed not to have qualified for this promotion.

TM THE MODEST, THE CONNECTED and THE TOTAL are trademarks of National Bank of Canada.

2. No fees for sending or receiving Interac e-Transfers. Transaction fees may apply, depending on your account type, package or banking offer. Refer to the Guide to Personal Banking Solutions for more information.
3. National Bank ABMs or ABMs in THE EXCHANGEMD network.

Ready to become a client?

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