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Account opening 

Discover your National Bank advantages

See our accounts

Our most popular accounts

Show me the fees for
regular clients (age 18-59)
  • regular clients (age 18-59)
  • young people (age 0-17)
  • students (age 18-24)
  • seniors (age 60+)
Icône compte Chèques Le Modeste

The ModestMC

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Online transactions


  • No-fee2 Interac e-Transfers®


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The ConnectedMC

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Online transactions


  • Cashback of up to $30 on the annual fees when you sign up for a credit card1
  • Unlimited no-fee Interac e-Transfers®


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Icône compte Chèques Le Modeste

The TotalMC

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Online and branch transactions


  • Cashback of up to $150 on the annual fees when you sign up for a credit card1
  • Unlimited no-fee Interac e‑Transfers®


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Need help to choose your account?

Use the selector

Are you a newcomer, professional, student or entrepreneur?

Take advantage of benefits, discounts and exclusive offers designed just for you.

Jeune femme donne son passeport à la douane
Femme professionnelle dans une salle de conférence
Homme professionnel dans une salle de conférence
Femme professionnelle dans une salle de conférence

The National Bank Experience


Catégorisation des dépenses

Categorize your transactions

Manage your monthly budget by categorizing your transactions in your online bank.

See budget tips
mobile application

National Bank mobile app

Get our app to access a range of practical features and stay up to date on your finances.

Check out the app
Vue d'ensemble des comptes

Overview of your accounts

Add your accounts from other financial institutions to have a global view of your finances.

Learn how to do it
paiement flash interac

Tap & Go® with Mastercard

Our Mastercard® credit cards are equipped with PayPass technology, so you can make quick payments on the go.

See how it works
cheque deposit

Digital cheque deposit

Take a picture of your cheque using the National Bank app and get immediate access to your funds.

See the easy steps
mobile payment

Mobile payments

Install Google PayTM or Apple PayTM and add your National Bank debit or credit card to make quick payments on the go.

Get more details

Little details that matter

Legal disclaimers


1. The cashback on the annual fees for a National Bank Mastercard credit card can only be applied one time, at enrolment.

2. No fees for sending an Interac e-Transfer®. Fees apply to the Interac e-Transfer® itself if you exceed the number of transactions included in your package.

TM THE MODEST, THE CONNECTED and THE TOTAL are trademarks of National Bank of Canada.

® INTERAC and INTERAC e-TRANSFER are registered trademarks of Interac Inc. Used under licence.

® MASTERCARD, TAP & GO and CIRRUS are registered trademarks of Mastercard International Inc. Authorized user: National Bank.

® SECURIZONE is a registered trademark of National Bank of Canada used by NBC Assistance Inc.

Practical details


The passbook option has not been available to new clients since May 4, 2015. If you are an existing client who uses a passbook with your account, a $2.50 monthly fee is charged.


For the fees associated with our products and services, consult the Fee Guide [PDF].

Contract governing personal deposit and investment accounts

For more information on the terms and conditions governing your new account, consult the Contract governing personal deposit and investment accounts document [PDF].

Basic banking services

For the terms and conditions governing whether a person may open an account or cash cheques and other items from the federal government, consult our guide to Basic Banking Services [PDF].

Access to funds policy

For details of our cheque hold policy, see the Access to Funds Policy [PDF].

Coercive tied selling

To understand what coercive tied selling is and what is not allowed, consult our pamphlet What you need to know about coercive tied selling [PDF].

Canada Deposit Insurance Corporation

Please refer to our page about Canada Deposit Insurance Corporation (CDIC)

FCAC account selector tool

Discover the Financial Consumer Agency of Canada (FCAC)’s account selector tool to compare bank accounts.

Already have an account?

Open a new account with National Bank online.

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