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New account, new bike

Get up to $300 cashback after opening a chequing account with an eligible package.1

Up to $300 cashback with the direct deposit option

 

Hurry up, this offer ends on October 31, 2019

Show me the fees for
regular clients (age 18-59)
  • regular clients (age 18-59)
  • students (age 18-24)
  • seniors (age 60+)
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The TotalMC

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Online and branch transactions


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  • Cashback of up to $150 on the annual fees when you sign up for a credit card2
  • No fees withdrawals at all Interac® networks in Canada
  • Unlimited no-fee Interac e-Transfers®

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The ConnectedMC

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  • Cashback of up to $30 on the annual fees when you sign up for a credit card2
  • Unlimited no-fee Interac e-Transfers®


 

 

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Icône compte Chèques Le Modeste

The ModestMC

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  • No-fee3 Interac e-Transfers®




 

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Are you a newcomer, professional, student or entrepreneur?


Take advantage of benefits, discounts and exclusive offers designed just for you.

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PROMOTION

Take precautions against identity theft

For a limited time, get with SECURIZONE® Alert and take advantage of promotional pricing.

Discover the offer

The National Bank Experience

 

Catégorisation des dépenses

Categorize your transactions

Manage your monthly budget by categorizing your transactions in your online bank.

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mobile application

National Bank mobile app

Get our app to access a range of practical features and stay up to date on your finances.

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Overview of your accounts

Add your accounts from other financial institutions to have a global view of your finances.

Learn how to do it
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Tap & Go® with Mastercard

Our Mastercard® credit cards are equipped with PayPass technology, so you can make quick payments on the go.

See how it works
cheque deposit

Digital cheque deposit

Take a picture of your cheque using the National Bank app and get immediate access to your funds.

See the easy steps
mobile payment

Mobile payments

Install Google PayTM or Apple PayTM and add your National Bank debit or credit card to make quick payments on the go.

Get more details

Little details that matter

Offer conditions

1st Cashback conditions

You must: 

  • Sign up to your online bank and for eStatements
  • Carry out at least one transaction in your checking account

Conditions to double up the cashback offer 

Use a specimen cheque to set up recurring direct deposits of your pay or monthly retirement pension. You can get a copy online or at a branch.

  • Online: Sign up to your online bank. Once signed in, select the account into which you want to deposit your funds, and go to the Option section of the account. Click on Download a cheque sample.
  • At a branch: Visit your branch and ask for a specimen cheque or letter confirming your account information.

You have 60 days following the opening of your chequing account to meet the offer conditions and redeem your cashback.

Legal disclaimers

1. The promotional offer is valid from May 27, 2019 to October 31st, 2019.

The offer is intended for all persons and National bank clients without any checking account at National Bank.

To qualify, you must open a chequing account and sign up for the eligible products below during the promotional period. You must have reached the age of maturity in your province of residence to participate.

The offer may be modified, extended, or withdrawn without prior notice at any time. Employees of National Bank and its subsidiaries and entities are not eligible.

The offer may not be combined or used with any other National Bank offer, promotion or benefit and cannot be applied retroactively. There is a limit of one cashback per subscribed product during this promotion. The client cannot benefit from the offer more than once. Only the primary account holder is eligible for the offer. The secondary account holders that open a new account are not eligible for the offer. The cashback amount varies according to the conditions fulfilled.

Cashback details

To qualify, you must open a new chequing account with an eligible package or subscribe to one of the banking offers described below. You must meet the offer conditions to receive up to $300 cashback.

Eligible products

1st cashback with opening of an eligible chequing account

Additional cashback with recurring and automatic direct deposit to the account

Maximum and total cashback

Offer for Professionals; Offer for Students; Offer for Newcomers

$50

+$50

$100

The Modest®

$50

+$50

$100

The Connected®

$100

+$100

$200

The Total®

$150

+$150

$300

Eligible products

1st cashback with opening of an eligible chequing account

Additional cashback with recurring and automatic direct deposit to the account

Maximum and total cashback

Offer for Professionals; Offer for Students; Offer for Newcomers

$50

+$50

$100

The Modest®

$50

+$50

$100

The Connected®

$100

+$100

$200

The Total®

$150

+$150

$300


1st Cashback conditions.

After opening your new chequing account and subscribing to an eligible product, you must:

- Sign up to your online bank and eStatements

- Carry out at least one eligible transaction in your new bank account. (Interest charges and banking fees charged to the account are not considered eligible transactions.)

Conditions to double up the cashback offer.

You must:

Use a specimen cheque to set up recurring direct deposits of your pay or monthly retirement pension. You can get a copy online or at a branch.

Online: Sign up to your online bank. Once signed in, select the account into which you want to deposit your funds, and go to the Option
section of the account. Click on Download a cheque sample.

At a branch: Visit your branch and ask for a specimen cheque or letter confirming your account information.

You have 60 days following the opening of your chequing account to meet the offer conditions and redeem your cashback.

Your cashback will be processed within 120 days of the opening date of your account and will be deposited into your new chequing account.

Commitment

To receive the cashback, you must maintain the eligible products and services conditions, and not make any changes to the products and services for a minimum of 12 months after you have signed up for them. If you do not meet this condition, you will have to repay the Bank an amount corresponding to the period in which you did not maintain your eligible products and services within 30 days of receiving the request for payment.

Clients who have benefited from a cashback offer on the chequing account since November 1st, 2017 are not eligible for this offer.

2. The cashback on the annual fees for a National Bank Mastercard credit card can only be applied one time, at enrolment.

3. No fees for sending an Interac e-Transfer®. Fees apply to the Interac e-Transfer® itself if you exceed the number of transactions included in your package.

TM THE MODEST, THE CONNECTED and THE TOTAL are trademarks of National Bank of Canada.

® INTERAC and INTERAC e-TRANSFER are registered trademarks of Interac Inc. Used under licence.

® MASTERCARD, TAP & GO and CIRRUS are registered trademarks of Mastercard International Inc. Authorized user: National Bank.

® SECURIZONE is a registered trademark of National Bank of Canada used by NBC Assistance Inc.

Practical details

Passbooks

The passbook option has not been available to new clients since May 4, 2015. If you are an existing client who uses a passbook with your account, a $2.50 monthly fee is charged.

Fees

For the fees associated with our products and services, consult the Fee Guide [PDF].

Contract governing personal deposit and investment accounts

For more information on the terms and conditions governing your new account, consult the Contract governing personal deposit and investment accounts document [PDF].

Basic banking services

For the terms and conditions governing whether a person may open an account or cash cheques and other items from the federal government, consult our guide to Basic Banking Services [PDF].

Access to funds policy

For details of our cheque hold policy, see the Access to Funds Policy [PDF].

Coercive tied selling

To understand what coercive tied selling is and what is not allowed, consult our pamphlet What you need to know about coercive tied selling [PDF].

Canada Deposit Insurance Corporation

Please refer to our page about Canada Deposit Insurance Corporation (CDIC)

FCAC account selector tool

Discover the Financial Consumer Agency of Canada (FCAC)’s account selector tool to compare bank accounts.

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