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Account opening

A banking package that suits all your needs

Choose a chequing account ↓

Our most popular chequing accounts

Show me the fees for
regular clients (age 18-59)
  • regular clients (age 18-59)
  • young people (age 0-17)
  • students (age 18-24)
  • seniors (age 60+)
The Modest

The ModestMC

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Online transactions


  • No-fee2 Interac e-Transfers®


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The Connected

The ConnectedMC

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Online transactions


  • Cashback of up to $30 on the annual fees when you sign up for a credit card1
  • Unlimited no-fee Interac e-Transfers®


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Our exclusive offers

You could benefit from a host of advantages and discounts specifically designed for you.

Nouveaux arrivants


Just arriving or planning to settle in Canada. 



Focusing on your studies with a limited budget. 



Access attractive packages and special offers with your Business account.


Health professional

Benefit from exclusive offers and privileges. 


Engineering professional

Take advantage of personalized banking packages and offers. 

Nouveaux arrivants

Liberal professional

Benefit from banking packages designed for your specific needs.

Need help to choose your account?

Use the selector

The National Bank Experience

National Bank mobile app

National Bank mobile app

Get our mobile app to access a range of practical features and stay up to date on your finances

View application

Quick and easy transfers

Quick and easy transfers

Send and receive money in just a few clicks using the Interac e-Transfer® service online or via the mobile app.

View Interac e-Transfer®

Practical advice

Practical advice

We’re here to answer your questions. Whatever your project, take advantage of our expert advice to manage your budget.

View our tips

Little details that matter

Legal disclaimers

1. For more details, consult the Fee Guide.

2. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

3. Transactions carried out at our branches during normal business hours.

4. If you do not have one of  the packages (The Connected, The Total, The Modest, The Minimalist, or the offer for professionals or students) or if you exceed the number of transactions included in your package, a fee of $1 may apply when you send money via Interac e-Transfer. The transfer must be sent to a bank account held at a participating Canadian financial institution. Refer to the Guide to Personal Banking Solutions for more information.

5. The cashback on the annual fees for a Mastercard credit card can only be applied one time, at enrollment. 

TM THE CONNECTED and THE TOTAL are trademarks of National Bank of Canada.

® THE MODEST and NATIONAL BANK are trademarks of National Bank of Canada.

® The Interac and Interac e-Transfer are registered trademarks of Interac Corp. Used under licence.

® MASTERCARD is a registered trademark of Mastercard International Inc. Authorized user: National Bank.

TM Apple Pay, iPhone, iPad, Apple Watch and MacBook Pro are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Inc. is not a sponsor of or participant in National Bank Mobile Banking Solutions.

TM Android, Google Play, Google Pay, and the Android logo are trademarks of Google LLC. The use of these trademarks is subject to Google Inc.’s authorization policy.

Practical details


The passbook option has not been available to new clients since May 4, 2015. If you are an existing client who uses a passbook with your account, a $2.50 monthly fee is charged.


For the fees associated with our products and services, consult the Fee Guide [PDF].

Contract governing personal deposit and investment accounts

For more information on the terms and conditions governing your new account, consult the Contract governing personal deposit and investment accounts document [PDF].

Basic banking services

For the terms and conditions governing whether a person may open an account or cash cheques and other items from the federal government, consult our guide to Basic Banking Services [PDF].

Access to funds policy

For details of our cheque hold policy, see the Access to Funds Policy [PDF].

Coercive tied selling

To understand what coercive tied selling is and what is not allowed, consult our pamphlet What you need to know about coercive tied selling [PDF].

Canada Deposit Insurance Corporation

Please refer to our page about Canada Deposit Insurance Corporation (CDIC)

FCAC account selector tool

Discover the Financial Consumer Agency of Canada (FCAC)’s account selector tool to compare bank accounts.

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