MASTERCARD CREDIT CARD

Choose the right one for you

Compare our different credit cards and easily apply for your preferred one through your online bank or National Bank app

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Cards that might suit you

Discover the benefits of each card below, and easily apply for the one of your choice.

Picto of a encircled, crossed-out dollar sign  No annual fee


mycredit Mastercard

Annual fee2

$0

Purchase rate

20.99%

Interest rate (balance transfers and cash advances)2-3

22.49%

Picto carte récompenses

Up to 1% cashback15

Mobile protection14

Purchase protection5

Extended warranty5

No minimum income required. Subject to credit approval.

Travel


World Elite Mastercard

Annual fee2

$150

Purchase rate

20.99%

Interest rate (balance transfers and cash advances)2-3

22.49%

Picto carte récompenses

Up to 5 points per dollar spent1


Access to the National Bank Lounge11

Refund for travel expenses ($150)9

Travel insurance for up to 60 days4

Minimum gross annual income:
$80,000 for applicant or $150,000 for household income

Rewards

Platinum Mastercard

Annual fee2

$70

Purchase rate

20.99%

Interest rate (balance transfers and cash advances)2-3

22.49%

Picto carte récompenses

Up to 2 points per dollar spent1


Access to the National Bank Lounge11

Refund for travel expenses ($150)9

Travel insurance for up to 10 days4

No minimum income required. Subject to credit approval.

Picto of a encircled, crossed-out dollar sign  No annual fee


Allure Mastercard

Annual fee2

$0

Purchase rate

20.99%

Interest rate (balance transfers and cash advances)2-3

22.49%

Picto carte récompenses

1 point for every $2 spent12

Help support the Quebec Breast Cancer Foundation with each purchase 

Purchase protection6

Discount on the purchase of certain gift cards7

No minimum income required. Subject to credit approval.

Low interest


Syncro Mastercard

Annual fee2

$35

Purchase rate

8.95%

Interest rate (balance transfers and cash advances)2-3

12.95%

Picto carte récompenses

Low interest rate8

Purchase protection5

Extended warranty5

Contactless payments

No minimum income required. Subject to credit approval.

Cashback


ECHO Cashback Mastercard

Annual fee2

$30

Purchase rate

20.99%

Interest rate (balance transfers and cash advances)2-3

22.49%

Picto carte récompenses

Up to 1.5 % cashback13

Purchase protection5

Extended warranty5

Contactless payments

No minimum income required. Subject to credit approval.

Picto of a encircled, crossed-out dollar sign  No annual fee


MC1 Mastercard

Annual fee2

$0

Purchase rate

20.99%

Interest rate (balance transfers and cash advances)2-3

22.49%

Picto carte récompenses

A card for your daily purchases

Purchase protection5

Extended warranty5

Contactless payments

No minimum income required. Subject to credit approval.

Travel


World Mastercard

Annual fee 2

$115

Purchase rate

20.99%

Interest rate (balance transfers and cash advances)2-3

22.49%

Picto carte récompenses

Up to 2 points per dollar spent1


Access to the National Bank Lounge11

Refund for travel expenses ($150)9

Travel insurance for up to 60 days4

Minimum gross annual income:
$50,000 for applicant or $80,000 for household income

Take full advantage of Mastercard benefits

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More than just a credit card

Take full advantage of your Mastercard credit card and all that it has to offer. Extended warranty, purchase protection, Google PayTM, Apple PayTM, exclusive VIP experiences—there is something for everyone!

Explore the benefits

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Manage your credit card online

Several features are available to help you manage your credit card? These free services are accessible from your online bank and National Bank app. Easily carry out your transactions wherever, whenever.

Explore features

Apply for a new card in 3 steps

To apply for your new credit card, follow these 3 steps from your online bank or the National Bank app.

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Sign in to your National Bank account

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Find the promotional banner

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Choose your card

We’re here for you

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Need personalized support?

Schedule an in-person visit or call us.

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Chat with us

Get quick help when you contact us through Facebook Messenger.

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Do you have additional questions?

Check out our Help centre and get the answers you’re looking for.

Little details that matter

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Terms of use
National Bank’s virtual assistant

When using our Virtual Assistant Service (the "Chatbot"), you accept these Terms of Use, which are subject to change without notice. Furthermore, you agree to consult these Terms of Use from time to time and acknowledge that your continuing use of the Chatbot means that you have accepted any changes that may have been made. Your continued use of the Chatbot means that you’ve read, understand and agree to these Terms of Use, the Terms of Use for our website, our Online transaction services, and to our privacy policy. You also understand any other agreements that you have with us will continue to apply when you use the Chatbot.

1. Our Services and your responsibilities

The Chatbot is an automated service which is integrated into our online banking platform.

The Chatbot is preprogrammed to answer general questions concerning the use of our online banking platform solely for informational purposes. The Chatbot is not able to answer questions on personal monetary transactions or products you hold with us.

By using the Chatbot, you understand and agree that:

  • The Chatbot does not provide financial advice or financial planning services.
  • The Chatbot does not conduct any banking transactions.
  • The Chatbot may not be able to answer all your questions. Therefore, it may not be able to provide you with the information you require. You must judge whether the answer provided responds to your question accurately. In the case of uncertainty, a customer service representative would be happy to help you. You can call us toll free at 1-888-483-5628 or 514-394-5555.
  • The Chatbot is not a complaint service. You cannot use the Chatbot to file complaints. If you have any complaints, you can contact us at the number indicated above.
  • We monitor, record and store the discussion that you have with the Chatbot to improve our interactions with our clients.
  • You will not provide the Chatbot with any confidential, personal, or private information. For example, you will not provide the Chatbot with your login information, PIN or other personal banking information.

2. Limitation of Liability

You acknowledge that we won’t be liable for any losses or damages that you may suffer as a result of your use of the Chatbot, including if the Chatbot is unavailable for any reason.

We cannot guarantee that the results obtained via the Chatbot will be accurate and reliable and that the answers provided will meet your expectations.

We will not be held liable for damages you incur as a result of:

  • Any delay, error, interruption or omission on our part or any other event beyond our control.
  • Any deficiency or technical error or any unavailability of our systems and wireless networks.
  • Your failure to meet any of your obligations.
  • Any amendment to or suspension, refusal or blockage of the Chatbot.
  • Any decision or measure you take in response to information and data obtained via the Chatbot.
  • Any other damages you may incur that are not caused by negligence on our part.

3. Language

You have requested that these Terms of Use, and related documents be drawn up in English.

4. Governing Law

These Terms of Use are governed and must be interpreted in accordance with the laws in force in the province or territory where you reside. If you reside outside Canada, the laws in force and the courts of competent jurisdiction are those of the province of Quebec.

Virtual assistant