PROMOTION

World Elite Mastercard 

Get 15,000 points as a welcome bonus and save on the annual fee the first year

${p1.urlBoiteLogin|link:"Apply now":"btn btnRTE3 modal-token index-p1"}

Limited time offer for new cardholders. Minimum purchase required. Conditions apply*.

Minimum gross annual income: $80,000 for the applicant or $150,000 for household.

WELCOME BONUS:

15,000 points


${p1.nbPoints}

per dollar spent1


$250

refund on travel expenses

PROMO:

No fee the first year*


${p1.productPricing.AF_CRD.productPricingValue | amount:"true"}

Annual fee

${p1.productPricing.TX_TRF.productPricingValue|percent:"true"}

Interest rate (balance transfers and cash advances)2-3

${p1.productPricing.TX_INT.productPricingValue|percent:"true"}

Purchase rate

Reward yourself, you deserve it

Image bag with 15,000 points

Apply for your National Bank® World Elite® Mastercard® credit card today and you could earn 15,000 points ($125 value in travel discounts) to redeem for merchandise, gift cards, travel discounts and financial products. You also save on the annual fee ($150 value) the first year.

That’s not all: the National Bank World Elite credit card offers you the equivalent of $1,075 in rewards the first year if you charge the minimum amount in eligible purchases to your card.1 The value of each benefit is set out below:

  • Over $350 in rewards points (with $2,500 in purchases each month)

  • $250 refund on your travel expenses and unlimited access with a guest to the National Bank Lounge (over $200 value)

  • Ongoing promotion: get 15,000 bonus rewards points at enrollment ($125 value) and pay no annual fees the first year ($150 value)

† This offer expires on December 20, 2021. Minimum purchase required of $3,000 within the first 3 months to earn the 15,000 rewards points.

${p1.urlBoiteLogin|link:"Apply now":"btn btnRTE3 modal-token index-p1"}

Complete the online form in less than 5 minutes.

Image bag with 15,000 points

Apply for your National Bank® World Elite® Mastercard® credit card today and you could earn 15,000 points ($125 value in travel discounts) to redeem for merchandise, gift cards, travel discounts and financial products. You also save on the annual fee ($150 value) the first year.

That’s not all: the National Bank World Elite credit card offers you the equivalent of $1,075 in rewards the first year if you charge the minimum amount in eligible purchases to your card.1 The value of each benefit is set out below:

  • Over $350 in rewards points (with $2,500 in purchases each month)

  • $250 refund on your travel expenses and unlimited access with a guest to the National Bank Lounge (over $200 value)

  • Ongoing promotion: get 15,000 bonus rewards points at enrollment ($125 value) and pay no annual fees the first year ($150 value)

† This offer expires on December 20, 2021. Minimum purchase required of $3,000 within the first 3 months to earn the 15,000 rewards points.

${p1.urlBoiteLogin|link:"Apply now":"btn btnRTE3 modal-token index-p1"}

Complete the online form in less than 5 minutes.

Image bag with 15,000 points
Image bag with 15,000 points
Dessin d’un fauteuil, d’un cocktail, de deux valises et d’un bouclier

The right card when you’re ready to travel

  • Up to $250 back on your travel expenses5-6
  • Unlimited access to the National Bank Lounge®4
  • Travel insurance for up to 60 days 

A host of other benefits

Pay with points

More with your points

Make a payment on your card, make a donation or redeem your reward points for a gift card or financial product.

Extended warranty

Extended warranty

Get up to triple the manufacturer's warranty for most items purchased using your credit card, up to 2 additional years.7

Rebais vacances

Travel discounts

Redeem your points to pay for travel expenses, such as plane tickets, car rentals or vacation home rentals.

Are you eligible?

To be eligible, you must have an annual gross income of $80 000 or an annual household income of $150 000. Otherwise, you must have a minimum value of $400 000 in assets or $25 000 in yearly minimum purchases (existing clients only) on your card. 

See every criterion here
 

${p1.urlBoiteLogin|link:"Apply now":"btn btnRTE3 modal-token index-p1"}

 

 

img-worldelite-accumulez-567x160.jpg

Earn points

Our generous À la carteMD Rewards Plan lets you decide how to benefit from it.

PROMO : Receive 15,000 points as a welcome gift. Learn more about the details and conditions.

Women online shopping

Shop for your rewards

Take advantage of your points by purchasing exclusive products and exciting experiences.

Customer experience

For the second year in a row, National Bank ranks #1 among credit card issuers for Customer Experience according to the 2021 Forrester CX IndexTM. Sign up for a credit card and take advantage of a number of features and free services. Learn more.

Not sure yet?

star
picto compare cards
picto cards

Completing an application takes just a few minutes.

${p1.urlBoiteLogin|link:"Apply now":"btn btnRTE3 modal-token index-p1"}

Little details that matter

Promotion conditions

*Offer of 15,000 rewards points when you join and save on the annual fee the first year. 

Promotion valid from September 20, 2021, to December 20, 2021, for National Bank Platinum, World, World Elite® and Platinum Mastercard® Business credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by December 20, 2021. Credit card issued subject to credit approval by National Bank. Some conditions apply.  

*Example: potential $1,075 in benefits and rewards 

$1,075 is an example of the amount of benefits and rewards a World Elite cardholder could get the first year. This amount is based on the typical profile of a new cardholder who:

  Benefits and rewards
  • Charges $30,000 to their account each year
45,000 rewards points, equivalent to a value of over $350 in electronic gift cards ($100 per 12,500 points) or travel discounts ($100 per 12,000 points)
  • Receives the 15,000 bonus points by charging $3,000 in purchases to their card in the first 3 months  
15,000 rewards points offered at enrollment, a value of $125 in travel discounts ($100 per 12,000 points). Value at redemption may vary based on the rewards selected. To see how many points are required for each reward, visit rewards.nbc.ca. 
  • Saves on the card's annual fee for the first year ($150 value)
$150
  • Receives $250 in travel refunds
$250
  • Visits the National Bank Lounge twice with a guest
$222 ($48.29 plus taxes per adult)

Certain eligibility conditions apply. The potential amount varies based on the amount charged to the card each year, the travel fees refunded and the number of visits to the National Bank Lounge. Redemption value may vary depending on the type of reward. To find out how many points are required for each reward, visit rewards.nbc.ca.

Savings on annual fees for the first year:

The annual fees for the card will be refunded for the first year (for the primary cardholder). It will appear as a charge and credit on the second or third statement after your account is opened. To receive the annual fee refund for the first year, you must make your first purchase on the account within the first 45 days of opening the account.

Bonus rewards points: 

The bonus rewards points under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:

Platinum, World, or World Elite Mastercard: get 15,000 rewards points if $3,000 in net purchases or more are charged to the credit card account within the first three months following enrollment.

Platinum Business Mastercard: get 15,000 rewards points if $5,000 in net purchases or more are charged to the credit card account within the first three months following enrollment.

The account must be in good standing at the time the annual fees are refunded, and bonus rewards points are applied.

The net purchases charged to your card are calculated over a period of three months, starting at account opening. For example, if the account is opened October 15,2021, the account holder will have until January 15, 2022, to charge the required amount in purchases to the account and obtain the bonus rewards points.

Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation. 

Eligibility and terms and conditions:  This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. The promotion does not apply to additional cards. It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time. 

Eligibility criteria

${p1.ageMin.lbl}

${p1.ageMin}

${p1.statutLeg.lbl}

${p1.statutLeg}

${p1.revenuAnnuel.lbl}

or

${p1.achatsMin.lbl}

or

${p1.actifsInvest.lbl}

${p1.revenuAnnuel}

 

${p1.achatsMin}

 

${p1.actifsInvest}


You aren't eligible? Discover the World Credit Card or the Platinum credit card.

Annual fee and interest rate

Annual fee2

$${p1.productPricing.AF_CRD.productPricingValue}

Annual fee for additional card

$${p1.productPricing.AF_CRD_SUP.productPricingValue} 

Purchase rate

${p1.productPricing.TX_INT.productPricingValue|percent:"true"}

Balance transfer and cash advance rate2-3

${p1.productPricing.TX_TRF.productPricingValue|percent:"true"}

Minimum credit limit8

${p1.productCriteria.AMTRANGE.criteriaLowerValue | amount:"true"}

Rewards plan

Number of points per $ spent1

Earn up to 2 points per dollar spent, based on your
net spending over a 12-month period starting on the date you open the account:

  • $0 to $40 000 = 1.5 points per dollar in purchases
  • $40 001 to $80 000 = 2 points per dollar in purchases
  • $80 001 and more = 1.5 points per dollar in purchases

Earn points even faster by adding another card to your account (e.g. for your spouse) or by booking travel through our À la carte Travel™ online agency.

Travel deals1

With the À la carte RewardsTM, you have the freedom to travel with the agency and airline of your choice. For more information on travel rewards, go to rewards.nbc.ca.

À la carte Travel

Save on vacation packages and airline tickets when you redeem your points through the À la carte TravelTM online agency. Plan your entire trip with hotel and cruise bookings, car rentals and more.
Discover the À la carte Travel online agency

À la carte Extras

Invest in a financial product, save on your banking packages or pay your mortgage with your rewards points thanks to the À la carte Extras program®

Repayment with rewards points

Pay your credit card balance with your rewards points directly in your online bank

For more details, visit our Repay with points program page.

Insurance

Summary and insurance certificate

Consult the${p1.guideDistr|link:"Summary":"":"_blank" }[PDF] and the${p1.certif|link:"Insurance Certificate":"":"_blank" }[PDF]

Zero Liability9

Included

Purchase protection in the event of theft or damage7

${p1.assuranceAchats} days following the purchase date

Extended warranty7

${p1.garantieProlong.en}

Trip cancellation insurance7

Up to $2,500 per person

Trip interruption insurance7

Up to $5,000 per person

Out-of-province-of-residence medical/hospital insurance7

Up to $5,000,000 per person:

  • 54 and under: 60 days
  • 55 to 64: 31 days
  • 65 to 75: 15 days

If your trip exceeds these time frames, you will not be covered.

Departure flight delay insurance7

Up to $500 per person (over 4 hours)

Baggage insurance in case of delay7

Up to $500 per person (over 6 hours)

Baggage insurance in case of theft or loss7

Up to $1,000 per person

Vehicle rental insurance7

Against collision, theft or damage for a period of 48 days or less (theft of personal effects up to $2,000)

Medical, general and legal assistance7

Included

Important phone numbers

Customer service (24/7)

À la carte Rewards Centre

Travel fee reimbursement

Insurance claim and assistance

Lost or stolen card

Chargeback

Cardholder Agreement

To learn more about the terms applicable to your card, read the${p1.urlConvention.en | link:"Cardholder Agreement":"":"_blank"}[PDF].

Confidentiality Policies

To learn about how we protect your information, consult our Confidentiality Policies.

Legal Disclaimers

TM CX Index and Forrester are trademarks of Forrester Research inc

National Bank of Canada received the highest CX Index™ score among credit card issuers in Canada in Forrester’s proprietary 2021 CX Index™ survey. The ranking was based on responses from 8,840 measuring 12 brands. The proprietary survey results are based on consumers’ opinions of the experiences with the brands in the survey. Forrester Research does not endorse any company included in any CX Index™ report and does not advise any person to select the products or services of any particular company based on the ratings included in such reports.

MD À LA CARTE REWARDS PLAN AND À LA CARTE EXTRAS are registered trademarks of National Bank of Canada.

®Mastercard, World Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank

MD ESCAPADE, OVATION AND ALLURE EDITIONS are registered trademarks of National Bank of Canada

TM ID Check and Identity Check are trademarks of Mastercard International Inc. Authorized user: National Bank.

TM À LA CARTE TRAVEL is a trademark of National Bank of Canada. À la carte Travel is owned by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec.

1. Certain restrictions apply. You must, therefore, first pay for your trip in full with an eligible credit card to redeem your points. Your travel credit will take effect approximately 72 hours after the exchange. For more information, consult the applicable rules for earning points in the À la carte Rewards Plan section

2. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Examples of credit charges

Example of credit charges over a 30-day period

Annual interest rate

Average balance

 

$500

$3,000

22.49%

$9.24

$55.45

20.99%

$8.63

$51.76

12.90%

$5.30

$31.81

8.9%

$3.66

$21.95

*Variable interest rate in effect on September 1, 2021


3. Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.

4. Exclusively available to holders of the World Elite Mastercard. Visitors must present their credit card and boarding pass to access to the National Bank Lounge. Further to a decision by Aéroports de Montréal, the National Bank Lounge will only be available to clients flying to destinations outside the U.S. and Canada, effective April 3, 2019. Guests cannot spend more than three (3) hours in the Lounge. For National Bank clients who do not have free Lounge access and for additional guests, admission is around $40 for adults and $25 for children, plus tax. Admission is free for children under three years old. The entry price may change at any time without notice and at the discretion of the Lounge operator.

5. On condition that required supporting documents are provided in the manner and time frame prescribed. Some restrictions may apply.

6. Only the primary cardholder (Cardholder) of National Bank World Elite Mastercard whose account is in good standing can request a refund of travel expenses. An account in good standing refers to an account linked to a Credit Card which complies with the Agreement governing the use of the Credit Card and which is not subject to any restrictions. For example, the annual fees related to the Credit Card must have been paid in full. The maximum amount that can be submitted for reimbursement between January 1 and December 31 of each year is $250. Eligible expenses include: airport parking fees (maximum $100), baggage fees (maximum $100) and seat selection fees (maximum $50). The claim must be submitted within 60 days of the purchase date and accompanied by proof of purchase. The travel fees must be charged to the National Bank World Elite Mastercard credit card. The maximum reimbursement amount is $250 per account. The refund will be issued within 7 business days following the request approval date and after receiving all required information. An amount not claimed in a year cannot be carried over to the following year. For more information or to obtain the refund form, sign in to recompensesbnc.ca, click the Refund of travel expenses tab and complete the form, you can also call 1‑888‑296‑8881 (toll-free) in Canada and the United States, or +1‑416‑734‑3922 (collect) from anywhere in the world.

7. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, his/her spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

8. Subject to credit approval by National Bank.

9. Certain conditions apply. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.

*The number of points required for any À la carte Extra is subject to change without notice.

Ready to travel with the World Elite Mastercard®?

Completing an application takes just a few minutes.

${p1.urlBoiteLogin|link:"Apply now":"btn btnRTE3 modal-token index-p1"}

Icône téléphone
Icône d’un point d’interrogation dans un cercle