3 drivers to build more resilient SMEs in Quebec

20 June 2025 by National Bank La Presse
Vincent Landry leader at National Bank

Between U.S. tariffs, Canadian countermeasures, exemptions and surprise announcements, trade tensions are highlighting the risks of relying too heavily on a single partner. "Quebec SMEs have every reason to diversify their activities and revenue streams and revisit their growth strategies to become more resilient," according to Vincent Landry, Senior Vice-President, Commercial Banking and Private Banking 1859, Quebec and Atlantic Canada. Here are three drivers that can help businesses achieve these goals. 

This article was first published in La Presse XTRA on June 13, 2025. 

1. Mobilize internal resources 

Since February, the rules of the game have changed. The current geopolitical context and enthusiasm for buying local are generating great opportunities to revisit certain markets that may previously have been neglected.   

QUOTE

"Many Canadian businesses are taking steps to grow nationally. Activate your internal networks—employees, suppliers, clients—and tap into your banker’s network to identify potential business partners and introduce them to your solutions."

Vincent Landry, Senior Vice-President, Commercial Banking and Private Banking 1859, Quebec and Atlantic Canada. 

What low-investment business opportunities are within your reach? Does your team have untapped ideas or expertise that could enhance your offering? These very questions have led Quebec-based companies in the lumber industry to diversify their operations. Pressured by U.S. tariffs, they have invested in optimizing and automating their production processes to create value-added secondary and tertiary transformation products. The result: reduced dependence on traditional markets and greater control over profit margins. 

2. Consider mergers and acquisitions 

A report from the Canadian Federation of Independent Businesses¹ estimates that 76% of SME owners are planning to exit their business by 2033. This represents over $2 trillion in business assets that could change hands. "M&A opportunities in Canada are everywhere and can be an attractive growth driver. They can help businesses gain new talent and complementary expertise or access a coveted market," adds Vincent Landry. "It’s also crucial to surround yourself with experienced partners who will support you with the financial, accounting, legal, tax and structural aspects of the transaction." 

Is now the right time to expand your range of products and services? Which partner could complement your existing offering? Who could help you expand your presence in other provinces? These considerations led a Quebec-based IT company to acquire an Ontario firm. The deal allowed it to expand its team in a high-demand sector where talent is scarce and get closer to major clients. 

3. Rely on your partners 

In an inflationary and protectionist environment, companies worldwide are reassessing their costs and supply chains. How can you benefit from this trend, whether as a supplier or as a buyer?  

QUOTE

"Your financial institution can support your diversification and international expansion projects by connecting you with potential partners and support programs, such as those offered by Export Development Canada, Investissement Québec and the ORPEX network." 

Vincent Landry, Senior Vice-President, Commercial Banking and Private Banking 1859, Quebec and Atlantic Canada. 

For example, National Bank helped a Quebec-based company break into the European market by connecting it with partner banks, government business development agencies and professionals in the region. The company was able to position itself as a preferred subcontractor for local partners in the industry.  

Asia, particularly Southeast Asia, is another fast-growing market, with economic prospects expected to surpass those of North America in the coming years, according to the International Monetary Fund. "Recently, the Canada-ASEAN Business Council held a conference at National Bank on Asian and Southeast Asian markets for Canadian companies," adds Vincent Landry. "There’s clearly growing interest among local players." 

Combining growth and resilience 

When it comes to exploring new market niches, activating internal and external networks or expanding their talent pool, diversification gives SMEs a foundation for sustainable growth and the flexibility to adapt, bounce back and stay competitive in any situation. In good times, diversification helps businesses seize promising opportunities more quickly. In uncertain times, it corrects overreliance on a single geographic market, client or sector.  

QUOTE

"Diversification is a powerful driver that reduces our dependence on a limited number of business allies, stimulates entrepreneurship and innovation and makes our country stronger and more prosperous." 

Vincent Landry, Senior Vice-President, Commercial Banking and Private Banking 1859, Quebec and Atlantic Canada.

Back
Terms of use
National Bank’s virtual assistant

When using our Virtual Assistant Service (the "Chatbot"), you accept these Terms of Use, which are subject to change without notice. Furthermore, you agree to consult these Terms of Use from time to time and acknowledge that your continuing use of the Chatbot means that you have accepted any changes that may have been made. Your continued use of the Chatbot means that you’ve read, understand and agree to these Terms of Use, the Terms of Use for our website, our Online transaction services, and to our privacy policy. You also understand any other agreements that you have with us will continue to apply when you use the Chatbot.

1. Our Services and your responsibilities

The Chatbot is an automated service which is integrated into our online banking platform.

The Chatbot is preprogrammed to answer general questions concerning the use of our online banking platform solely for informational purposes. The Chatbot is not able to answer questions on personal monetary transactions or products you hold with us.

By using the Chatbot, you understand and agree that:

  • The Chatbot does not provide financial advice or financial planning services.
  • The Chatbot does not conduct any banking transactions.
  • The Chatbot may not be able to answer all your questions. Therefore, it may not be able to provide you with the information you require. You must judge whether the answer provided responds to your question accurately. In the case of uncertainty, a customer service representative would be happy to help you. You can call us toll free at 1-888-483-5628 or 514-394-5555.
  • The Chatbot is not a complaint service. You cannot use the Chatbot to file complaints. If you have any complaints, you can contact us at the number indicated above.
  • We monitor, record and store the discussion that you have with the Chatbot to improve our interactions with our clients.
  • You will not provide the Chatbot with any confidential, personal, or private information. For example, you will not provide the Chatbot with your login information, PIN or other personal banking information.

2. Limitation of Liability

You acknowledge that we won’t be liable for any losses or damages that you may suffer as a result of your use of the Chatbot, including if the Chatbot is unavailable for any reason.

We cannot guarantee that the results obtained via the Chatbot will be accurate and reliable and that the answers provided will meet your expectations.

We will not be held liable for damages you incur as a result of:

  • Any delay, error, interruption or omission on our part or any other event beyond our control.
  • Any deficiency or technical error or any unavailability of our systems and wireless networks.
  • Your failure to meet any of your obligations.
  • Any amendment to or suspension, refusal or blockage of the Chatbot.
  • Any decision or measure you take in response to information and data obtained via the Chatbot.
  • Any other damages you may incur that are not caused by negligence on our part.

3. Language

You have requested that these Terms of Use, and related documents be drawn up in English.

4. Governing Law

These Terms of Use are governed and must be interpreted in accordance with the laws in force in the province or territory where you reside. If you reside outside Canada, the laws in force and the courts of competent jurisdiction are those of the province of Quebec.

Virtual assistant