Adopting good habits 

Develop the right habits for your personal finances


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3 rules to effectively manage your finances

Money is often a delicate subject. Whatever your income, if you don’t know how to manage your money, you’ll likely run into problems. Here are three basic rules to abide by:

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1. Make sure you earn more than you spend

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2. Save as much as possible

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3. Create a realistic budget and respect rules 1 and 2

Our advice to help you take control of your finances

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Article: How to make a personal budget

Making a budget allows you to better understand your spending habits and to adjust, if necessary. Beyond structuring your finances, a budget will help you be prepared for the unexpected and save for projects that are important to you.

Create a budget

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Tips to reduce your taxes

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Do you know the four Registered Retirement Savings Plan (RRSP) strategies to pay less tax? Discover how to make the most of your RRSP.

Maximize your tax return

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Looking to save for a short or medium-term project? Learn about the Tax-Free Savings Account (TFSA). It allows you to grow your savings tax-free, whatever your annual income.


Save with a TFSA

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Legal disclaimers

The contents of this website must not be interpreted, considered or used as if it were financial, legal, fiscal, or other advice. National Bank and its partners in contents will not be liable for any damages that you may incur from such use.

We wish to inform you that the information presented on this website, whether financial, fiscal or regulatory, may not be valid outside the province of Quebec.

Those events, articles and videos are provided by National Bank, its subsidiaries and group entities for information purposes only, and creates no legal or contractual obligation for National Bank, its subsidiaries and group entities. The details of this service offering and the conditions herein are subject to change.

The hyperlinks in those events, articles and videos may redirect to external websites not administered by National Bank. The Bank cannot be held liable for the content of external websites or any damages caused by their use.

Views expressed in those events, articles and videos are those of the person being interviewed. They do not necessarily reflect the opinions of National Bank or its subsidiaries.

For financial or business advice, please consult your National Bank advisor, financial planner or an industry professional (e.g., accountant, tax specialist or lawyer).

Have questions about your personal finances?

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